Good Afternoon All,
I am starting to sell Medicare advantage and Supplements here in Southern California. I submitted my contract w/ all carriers and the only one that came back with a denial was UHC. ( I am trying to figure out if I absolutely need to have them in my portfolio) and if anyone has experienced this before with UHC. I know they declined me because I have some old debts in Collections. When I called UHC they want me to set up payment arrangements with the collectors and then appeal, but because the accounts are in collections, the collectors are refusing a payment plan. They want a settlement and I just don't have thousands of dollars to pay. Please understand I fell into some difficult times. Because of things outside of my control, health illness, I could not pay these debts at the time. I already feel horrible and want to pay them, but collectors want payment now. Part of the reason why I got my license is to generate income and my goal is to eventually pay them, I just simply can't pay them what they are asking at this moment. Any help or guidance will be greatly appreciated. My understanding is UHC in Southern California is huge and I don't want to not have it available in my portfolio. I figured it's worth a try to appeal and see if this will help. Any recommendation on what to say or is it not even worth sending an appeal.
Thank you all in advance.
Judy
I am starting to sell Medicare advantage and Supplements here in Southern California. I submitted my contract w/ all carriers and the only one that came back with a denial was UHC. ( I am trying to figure out if I absolutely need to have them in my portfolio) and if anyone has experienced this before with UHC. I know they declined me because I have some old debts in Collections. When I called UHC they want me to set up payment arrangements with the collectors and then appeal, but because the accounts are in collections, the collectors are refusing a payment plan. They want a settlement and I just don't have thousands of dollars to pay. Please understand I fell into some difficult times. Because of things outside of my control, health illness, I could not pay these debts at the time. I already feel horrible and want to pay them, but collectors want payment now. Part of the reason why I got my license is to generate income and my goal is to eventually pay them, I just simply can't pay them what they are asking at this moment. Any help or guidance will be greatly appreciated. My understanding is UHC in Southern California is huge and I don't want to not have it available in my portfolio. I figured it's worth a try to appeal and see if this will help. Any recommendation on what to say or is it not even worth sending an appeal.
Thank you all in advance.
Judy
