Any of y'all come across this plan? (Florida)

[axeman462]

came across a 98/yo gentleman with a plan called "Florida Blue Supplemental 65"
he pays $224 every 2 months for it. He is "not sure" if it has a network, and has no RX coverage. But he pays $15 out of pocket every time he sees a doctor. He has been on the plan for "at least 25 years", and it is not an employer sponsored plan.

He is the father of a client of mine, and needs help with his RX costs. Before I can even start thinking about a solution, I need to know what I am working with.

Any thought on what kind of plan this is? I have never come across it before.

 

[StephanieCJ]

I'm not sure when, but I know it was in the 90s that Supplements became standardized. Is it possible he still has one of those old Med Supp plans? I would probably do a 3 way call with him to CS to find out more about the benefits if no one here has any more insight.

 

[axeman462]

I'm not sure when, but I know it was in the 90s that Supplements became standardized. Is it possible he still has one of those old Med Supp plans? I would probably do a 3 way call with him to CS to find out more about the benefits if no one here has any more insight.

My initial thought was that it may be a pre-standardized supplement as well, but I don't know much about them. I tried calling my fl blue market manager, but its impossible to get him on the phone

 

[goillini52]

My initial thought was that it may be a pre-standardized supplement as well, but I don't know much about them. I tried calling my fl blue market manager, but its impossible to get him on the phone

Stephanie had the right answer, call BCBS CS at the # on the back of his card.

MedSupps were standardized 30 years ago. I can't imagine that a 98 year old would only be paying $112 a month for a 30 year old policy.

 

[policywunk]

Stephanie had the right answer, call BCBS CS at the # on the back of his card.

MedSupps were standardized 30 years ago. I can't imagine that a 98 year old would only be paying $112 a month for a 30 year old policy.

Been selling in Florida for over 30 years and I have seen some very old people with low cost BCBS plans especially if they took it out at age 65.This sounds like a non standard plan.BCBS in Fl allows to switch plans and retain entry age rate so if OP is trying to help client I would ask BCBS if he can switch to new standard plan and retain age 65 rate .

 

[policywunk]

My initial thought was that it may be a pre-standardized supplement as well, but I don't know much about them. I tried calling my fl blue market manager, but its impossible to get him on the phone

looks like the florida blue consumer website will allow you to enter his medicare number and policy number and get the information you need.: need Shop for BlueMedicare Supplement Plans | Florida Blue