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This 0% commission BS is really ticking me off. I'm sure it has put some challenges in everyone's practice. From reading other threads, it seems like we are just giving up, moving on to other products. Is this the right thing to do? Our clients and prospects need us more than ever!
I am a member of several of our esteemed professional associations. NAHU is aware of the plight and is working on some ways to fight back, NAIFA is fighting a battle of a lifetime with the DOL ruling, so I don't think they will be much help. We need to stand together and fight this. I'm not sure if going to Congress is really the answer- it's kind of like crying to mommy when our brother hit his, but we need to get the word out there in every way we can.
This is part of an email that I received from a trusted colleague, on his thoughts on this situation.
"As discussed at the last Task Force meeting, this is the carriers response to the abuse that has been dished out by the Affordable Care Act. 'Uninsured Americans waited until major health problems evolved and then enrolled into individual plans with little or no required proof of the qualifying event.' Wow…talk about adverse selection; here was a great example.
In my opinion, this move by the carriers needs to be brought to the attention of our political legislators, our associations and perhaps to the media. The three of you are members of the three professional association in Nevada; this move by the carriers should be brought to your association boards. After two years, this can be added to the list of unintentional consequences of the Affordable Care Act."
We can't just roll over. We can't accept it as a consequence of the ACA. This is our livelihood they are taking away. I know many of you predicted it years ago, but now that it's here, we shouldn't have to just accept it.
Let's do something!
A link to NAHU's letter to CMS suggesting changes in 2017. http://newsmanager.commpartners.com/nahuw/downloads/WU_012216_Letter-to-Issuers.pdf
I am a member of several of our esteemed professional associations. NAHU is aware of the plight and is working on some ways to fight back, NAIFA is fighting a battle of a lifetime with the DOL ruling, so I don't think they will be much help. We need to stand together and fight this. I'm not sure if going to Congress is really the answer- it's kind of like crying to mommy when our brother hit his, but we need to get the word out there in every way we can.
This is part of an email that I received from a trusted colleague, on his thoughts on this situation.
"As discussed at the last Task Force meeting, this is the carriers response to the abuse that has been dished out by the Affordable Care Act. 'Uninsured Americans waited until major health problems evolved and then enrolled into individual plans with little or no required proof of the qualifying event.' Wow…talk about adverse selection; here was a great example.
In my opinion, this move by the carriers needs to be brought to the attention of our political legislators, our associations and perhaps to the media. The three of you are members of the three professional association in Nevada; this move by the carriers should be brought to your association boards. After two years, this can be added to the list of unintentional consequences of the Affordable Care Act."
We can't just roll over. We can't accept it as a consequence of the ACA. This is our livelihood they are taking away. I know many of you predicted it years ago, but now that it's here, we shouldn't have to just accept it.
Let's do something!
A link to NAHU's letter to CMS suggesting changes in 2017. http://newsmanager.commpartners.com/nahuw/downloads/WU_012216_Letter-to-Issuers.pdf
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