Help with Scenario

[pfg1]

Had a guy call me today... 49yo std/nt (maybe better). What would be the least expensive perm life policy that would give him around $100-120k guranteed db? I assume maybe a GUL... ? Any suggestions on carrier/approx price? Client in VA.

Also for his wife, w/ $25k guar db... 47 std/nt (maybe better)

Thanks for any suggestions.

 

[Lewis_FL]

North American lifetime GUL $98/mo for $100k at Std.
Looks like TransAce for her. $30 at Std.