How Low Can You Go? What's Your Breaking Point?

2017 was my breaking point. 3% first year and 1.5% year 2 and thereafter. Not worth my time for that. I'm turning away all new business unless (1. We have their existing P&C book or 2.) There's a good opportunity for me to pick up their P&C business).

I'm servicing my 2014-2016 book, my P&C book, and selling Medicare Supps when I can.
 
Please don't approach the Tater bus right now...Hes operating with a full load and may blow.
 
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