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Hello all,
Newly licensed and wondering about the commssions and the cost of insurance. The product sounds appealing as a supplement to retirement and it is good that it also has the death benefit but I am still confused myself and do not want to sound uneducated when trying to explain to someone else. I watched a video and it talks about not underfunding or overfunding but not sure what all of that means.
Thanks
They actually have a 40 year historical on their software which shows it being very strong.
I always use the longest historical numbers, most at 20 some at 30. I also run every carrier at 8% as well to sift out the expense loads.
The top IUL's for 20 year Net Cash Value accumulation and IRR (based on actual gains and expenses) were 1) North American Life, 2) Minnesota Life 3) Midland National Life 4) Allianz 5) Old Mutual (now F&G).... Surprised, well maybe not that surprised---that AVIVA was not in the top 10,,, they just have the best marketing I guess!
How can I sell North American life? Im currently licensed with Pacific Life IUL.
How can I sell North American life? Im currently licensed with Pacific Life IUL.