I have a question regarding Medicare supplement Plan "N". It's the first year that it has been offered here in FLorida. I have been told that with the exception of ESRD, there is no underwriting. So I looked into it and I am now more confused. I called AARP agent support and twice they told me that there is the full list of underwriting but I also talked to another rep at agent support and they said no underwriting. Then I talked to an AARP agent on the phone and he said that there is 3 questions, ESRD, back surgery, and one other thing. I read online that only 5 states have underwriting for plan N. Do you know how plan N works in the state of FLorida? Thanks.