I operated a nonstandard auto insurance license 30 years ago in MD with a recipocal license in VA . I got an administrative action for charging an application fee of 10.00 on high risk auto. I also failed to remitt an unearned premium of 306.00 to one policyholder.
The application fees were charged because the state of Maryland (MAIF) did not compensate me for 90 days on submitted business. I had to file a complaint with my Senator's office to finally get my commissions.
Both states setup hearings for me to explain my reasons for not complying. I did not respond or attend the hearings.
However, during that time I was suffering from major depression and I truly struggled with my cognitive abilities along with a myriad of other depression symptoms. Frankly, I should have been hospitalized.
I paid all fines and repaid all fees to affected policyholders. I am currently licensed in 13 states but I would like to get relicensed in both VA and MD.
What is the likelihood of me getting my licenses back in both of these states. No felony or misdemeanor criminal charges at all. And what can I do to expidite the process?
The application fees were charged because the state of Maryland (MAIF) did not compensate me for 90 days on submitted business. I had to file a complaint with my Senator's office to finally get my commissions.
Both states setup hearings for me to explain my reasons for not complying. I did not respond or attend the hearings.
However, during that time I was suffering from major depression and I truly struggled with my cognitive abilities along with a myriad of other depression symptoms. Frankly, I should have been hospitalized.
I paid all fines and repaid all fees to affected policyholders. I am currently licensed in 13 states but I would like to get relicensed in both VA and MD.
What is the likelihood of me getting my licenses back in both of these states. No felony or misdemeanor criminal charges at all. And what can I do to expidite the process?
