Sagicor Changes

[WinoBlues]

I confirm this.....Ugh... Looks like TransACE from Transamerica for all my GUL business now.

What are the non med limits with TA?

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Also what is the TA premium on the same examples?

Thanks

 

[GoCubsGo]

TransAce (GUL) is non med for age 16 and 17. 18+ requires paramed.

 

[KC Life Agent]

I confirm this.....Ugh... Looks like TransACE from Transamerica for all my GUL business now.

Sagicor is still pretty good for Non-Med. I believe TransAce requires a paramed for all ages and face amounts now (unless under age 18).

 

[WinoBlues]

We have definitely found a few better options

Curious, Like who?

Lee

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Sagicor is still pretty good for Non-Med. I believe TransAce requires a paramed for all ages and face amounts now (unless under age 18).

I finally got to the office where I could Compulife them.

Unless Compulife does not have the rates correct Sagicor beats TA in your examples. And is only a couple bucks different than most full medical companies.

 

[GoCubsGo]

Sagicor does not have the Platinum GUL anymore. They have the Sage NLUL (no lapse UL). SI ages 16-65 & 25k min. Fully UW 66-85. Rates are different then what the GUL was. Compulife may not be updated.

 

[WinoBlues]

Sagicor does not have the Platinum GUL anymore. They have the Sage NLUL (no lapse UL). SI ages 16-65 & 25k min. Fully UW 66-85. Rates are different then what the GUL was. Compulife may not be updated.

They are quoting Sage.

 

[KC Life Agent]

These are the current rates...

$250k Male 45
TransAce Select - $1,885
TransAce Preferred - $1,994
TransAce Standard - $2,396
Sagicor Preferred - $2,031
Sagicor Standard - $2,580

$100k Male 65
TransAce Select - $2,215
TransAce Preferred - $2,395
Sagicor Preferred - $2,386

$50k Female 63
TransAce Standard - $1,372
Sagicor Standard - $1,346

$50k Male 26
TransAce Preferred Tobacco - $644
Sagicor Preferred Tobacco - $509

Verdict... Sagicor for under $250k, TransAce for over $250k