Smokeless tobacco as non-tobacco rates for FE

[yorkriver1]

AKA chewing tobacco I have read there are some life carriers willing to give non-tobacco rate for this.
Client had thyroid cancer, thyroid removed 2014, diverticulitis 2017.
Rx: Omeprazole & Levothyroxine are only meds taken
Current client on MedSupp + Rx plan.
Age 68, will be 69 in 3 months.
Wants $15-20K

 

[Baseball7]

Prosperity for the win

 

[Newby]

AKA chewing tobacco I have read there are some life carriers willing to give non-tobacco rate for this.
Client had thyroid cancer, thyroid removed 2014, diverticulitis 2017.
Rx: Omeprazole & Levothyroxine are only meds taken
Current client on MedSupp + Rx plan.
Age 68, will be 69 in 3 months.
Wants $15-20K

If Americo brought their Face to Face product back on the market it was always a good one for cigars and smokeless too. Gave non-smoker rates.

Lafayette was another but I'd have to check with them to make sure that's still the case for them. It's been years since I used them for a cigar smoker.

But I agree that if you have Prosperity that's probably your bast choice.

 

[yorkriver1]

Thanks to both of you, will check it out.