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I was going to go ahead and get my training done for 2009 to sell Humana products and they want me to pay $100 for ...


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Old 09-04-2008, 02:53 PM   #1
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I was going to go ahead and get my training done for 2009 to sell Humana products and they want me to pay $100 for the online class!!! What is up with this?!?!
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Old 09-04-2008, 03:04 PM   #2
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moonlightandmargaritas on $100 to be certified this year - Insurance Agent Forum
 
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Originally Posted by InsuranceJosh View Post
I was going to go ahead and get my training done for 2009 to sell Humana products and they want me to pay $100 for the online class!!! What is up with this?!?!
That way they separate the strokers from the jokers (and midnight tokers).
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Old 09-04-2008, 04:17 PM   #3
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I have heard Aetna will be doing this also.
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Old 09-04-2008, 04:31 PM   #4
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joshril on $100 to be certified this year - Insurance Agent Forum
 
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I like this idea... If you can't spend $100 on your business, you shouldn't be in the business...
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Old 09-04-2008, 04:34 PM   #5
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Good Point, although some agents are appointed with 10 - 20 Medicare Advantage Companies.

It will most likely cut out some of the competion for agents who dont mind spending the money.
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Old 09-04-2008, 04:37 PM   #6
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joshril on $100 to be certified this year - Insurance Agent Forum
 
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I could see how 20 carriers could get a bit expensive... I would think most agents sell 80% of their business with 2-4 carriers though.
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Old 09-04-2008, 04:42 PM   #7
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Originally Posted by joshril View Post
I could see how 20 carriers could get a bit expensive... I would think most agents sell 80% of their business with 2-4 carriers though.
No I agree, I guess agents are just confused as to why it costs an insurance company $100 to certify them. Makes no sense. BUt what can we do? Pay it and shut up I guess, lol.
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Old 09-04-2008, 04:49 PM   #8
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Originally Posted by theinuranceguy View Post
No I agree, I guess agents are just confused as to why it costs an insurance company $100 to certify them. Makes no sense. BUt what can we do? Pay it and shut up I guess, lol.
I see both sides of this... But, like you said, we have to play by their rules...
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Old 09-04-2008, 04:58 PM   #9
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Originally Posted by joshril View Post
I see both sides of this... But, like you said, we have to play by their rules...

Just got word that they are standardizing the test. So most likely if you take the test once, you are certified to sell with all companies that subscribe to this method.

Interesting.
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Old 09-04-2008, 05:13 PM   #10
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Originally Posted by theinuranceguy View Post
Just got word that they are standardizing the test. So most likely if you take the test once, you are certified to sell with all companies that subscribe to this method.

Interesting.
I'm told that Aetna, Humana and Wellpoint contract with AHIP. Pyramid will allow you to use your certificate as proof and I heard that Coventry will also (neither are verified).

Yes, you pay once or if you wrote enough in 2008 Aetna will waive the fee.

I think its a great idea and wish every company would use this mode of certifying. $100 and save 20 hours of boredom.

However, you need 90% to pass so that means Ramiz is out of business!

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Old 09-04-2008, 05:25 PM   #11
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Originally Posted by GreenSky View Post
I'm told that Aetna, Humana and Wellpoint contract with AHIP. Pyramid will allow you to use your certificate as proof and I heard that Coventry will also (neither are verified).

Yes, you pay once or if you wrote enough in 2008 Aetna will waive the fee.

I think its a great idea and wish every company would use this mode of certifying. $100 and save 20 hours of boredom.

However, you need 90% to pass so that means Ramiz is out of business!

Rick

Yes 25 apps and Aetna will wave the cost. Id pay $500 to save me from the countless hours of b.s.

Secure Horizons will not be using this service though. And theirs is by far the longest.

For a side note. If Ricks spends $100 to get certified that, will put his propective earning for AEP at around negative $100.

Ha!
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Old 09-04-2008, 05:28 PM   #12
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Originally Posted by theinuranceguy View Post
For a side note. If Ricks spends $100 to get certified that, will put his propective earning for AEP at around negative $100.

Ha!
You forgot the pizza I had to eat while I was doing the certification. I'm out another $10!

Rick
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Old 09-04-2008, 05:35 PM   #13
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Originally Posted by GreenSky View Post
You forgot the pizza I had to eat while I was doing the certification. I'm out another $10!

Rick
Well if we are going to count that, then SAI is out $175

$100 for certification
$10 for a couple beers
And
$65 for some weed


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Old 09-04-2008, 06:02 PM   #14
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Originally Posted by GreenSky View Post
I'm told that Aetna, Humana and Wellpoint contract with AHIP. Pyramid will allow you to use your certificate as proof and I heard that Coventry will also (neither are verified).

Yes, you pay once or if you wrote enough in 2008 Aetna will waive the fee.

I think its a great idea and wish every company would use this mode of certifying. $100 and save 20 hours of boredom.

However, you need 90% to pass so that means Ramiz is out of business!

Rick


I've already done my '09 re-certification with Pyramid and Coventry. I did both on line and neither charged for it. Wellcare says that we can certify on line after Sept. 15. If there is a charge, they haven't said so yet.

I tried to certify with UHC on line. They are having a computer problem with many agents and the tests won't come up. I happen to be one the agents having the problem. They say they are working on it, but, no more UHC than I do, I'm not going to go through with their certification for '09. I just won't write for them anymore. Anyway, they were not charging for the certification.

I quit writing Humana a couple of years ago, so, I won't be paying them either.

If these companies are moving to a standardized test they sure haven't informed the agents in the field.
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Old 09-04-2008, 06:45 PM   #15
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Originally Posted by jdeasy View Post
I tried to certify with UHC on line. They are having a computer problem with many agents and the tests won't come up. I happen to be one the agents having the problem. They say they are working on it, but, no more UHC than I do, I'm not going to go through with their certification for '09. I just won't write for them anymore. Anyway, they were not charging for the certification.
Many of us have problems certifying UHC. Here's a better site - same login as the UHC site.

http://lms5.learnshare.com/

By the way, I didn't say that others are charging only that they would accept the AHIP certification so you wouldn't have to bother doing theirs.

The only ones that I know of that require AHIP where there might be a charge are Aetna, Humana and Wellpoint.

I wish you and everyone else here would learn that except for when I'm wrong, I'm always right.

Rick
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Old 09-04-2008, 07:03 PM   #16
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Probably a dumb question but what is the website to certify for Humana and Wellcare? I did my UHC but thought I had to do a sit down class for Humana.
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Old 09-04-2008, 07:14 PM   #17
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Originally Posted by mariemerganser View Post
Probably a dumb question but what is the website to certify for Humana and Wellcare? I did my UHC but thought I had to do a sit down class for Humana.
Wellcare is wellcarepro.com. It's not available until Sept. 15 for certification. At least, that's the info I got from the FMO.

You may be right on classroom for Humana. When I wrote for them, it was always classroom.
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Old 09-04-2008, 07:15 PM   #18
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Originally Posted by GreenSky View Post
Many of us have problems certifying UHC. Here's a better site - same login as the UHC site.

http://lms5.learnshare.com/

By the way, I didn't say that others are charging only that they would accept the AHIP certification so you wouldn't have to bother doing theirs.

The only ones that I know of that require AHIP where there might be a charge are Aetna, Humana and Wellpoint.

I wish you and everyone else here would learn that except for when I'm wrong, I'm always right.

Rick
I know you're always right, except for when you're wrong.
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Old 09-05-2008, 07:06 PM   #19
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I think it's great that they are charging $100, they are getting rid of the riff raff! We don't need the competition!
That AHIP test is a doozy though, took me 3 hours! I couldn't flip through the pages fast enough! I think my dad (The Boss) is still working on it, day 2.
If you care enough about your client's needs, you will gladly pony up the C-Note and do what you have to do.
Good luck in Senior Season!
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Old 09-05-2008, 08:47 PM   #20
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I had to classroom certify with Humana and I thought there was some online stuff too. I did so much of it last year I forget about the online. UHC was excessive online and it ended up that their product was not competitive and they forgot that they needed to establish a network before they could actually sell their new MA stuff in our area. Seems they called it a POS instead of a PPO. POS was supposed to mean Point of Service, but I came up with a different one...

Coventry in this area is classroom and online. Pyramid is online, but I doubt I certify with them again. Their customer service is great unless you actually need it.

If you don't sell enough to justify the $100 perhaps you should not be selling it?

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