Insurance Agent Forum

[STIBROKER@AUSTIN.RR.COM]

Originally Posted by robliano

Actually, she smells wine and the cheeks go flush so you're just using her as an excuse for your binging, LOL.

weak.....you going to have to do better than that......or hand in your man card....

[Peelerinsurance.com]

Originally Posted by myinsurebiz

#1 - Financial assistance will be available. Depending on the agent's abilities - the lease agreement and any lead expenses can be negotiated to be deferred to a later date.

#2 - All agents are contracted directly to their respective carriers, we don't pay anyone anything. They receive a 1099 from the carrier. In the Sales Center concept - we are only leasing them a booth with certain amenities. We also have a lead program providing pre-qualified leads and live transfers. Agents aren't required to participate. Actually - our lead program is available to anyone wishing to buy into it.

The Sales Center provides a suitable business environment that any independent Insurance Agent is welcome to participate within. Should the agent be contracted through certain preferred carriers within our hierarchy - and should they produce certain levels of sales volume - then they will pay less for their booth space. Simple.



#1 - Actually - I can recruit wherever there is a Craigs List. I do it everyday lately. 5 more today. 2 in GA and 3 in SC. With the Insurance Sales Center - we can do it anywhere there is space, electricity and an internet connection.

#2 - See #1.



#1 - The agent is paid by the carrier - not us. The agent knows the deal upfront. We don't call the police down here in south Georgia - we will handle it accordingly.

#2 - This is between the agent and the carrier. We don't pay nor debit our agents on their insurance commissions.

#3 - Actually - if it happens - the Sales Center Operator will handle the situation. Naturally I can't be in many places at the same time. Business will be conducted as business, in a professional environment. Should someone take it to the extreme I'm sure they will be handled appropriately.

Tom

P.s. - Hey STI - gettin' good with the "quote" button . . .

OH so young and inexperienced... he will soon see as we all have and all have tried to tell him. His biz model has changed 500 times in the last week!! Just flat Bizare

[healthagent]

Tom,

Not true for Craigs List. If you had a call center say, in Atlanta you will constantly need to recruit within a 30 minute driving distance....licensed agents.

You will not be able to run CL ads in the same area, week after week and pull the same results.

For this to work you'll need to get a list of licensed agents in GA, then tweak it by zip and send 'em mailers.

You're trying to stack your theory against my reality. I have a GA friend in MD who doesn't a lot of recruiting. For the entire state of MD on CraigsList he gets about 10 responses per month - and this is the Baltimore/Washington area.

[myinsurebiz]

Originally Posted by Peelerinsurance.com

OH so young and inexperienced... he will soon see as we all have and all have tried to tell him. His biz model has changed 500 times in the last week!! Just flat Bizare

LOL - I've owned and operated several companies. In the mid 90's I had a chain of Pager and Cellphone stores in GA and SC. I actually had the very first no credit check cellphone. We put the phones in the company name, wrote a script that interfaced with the carrier switch and the phone would temporarily deactivate if the minute threshold was reached. We got $199 down and $99 for 100 minutes with free nights and weekends.

In the late 90's I started and managed a MLM Travel company, that when we sold in early 2002 (after 9/11) - we had over 5,000 independent travel agents.

Running a large operation is easy for me.

Yes - I admit I change a lot - but - I'm not afraid to do whatever is necessary to make a plan work. We don't launch the Insurance Sales Center concept until tomorrow - so good thing for this forum to give me good ideas.

Tom

P.s. - Direct News From My CPA :

Mr. Coleman - After reviewing your business plan, we note the following:

Since your company and/or the Sales Center Operator doesn't "compensate" the independent contractor - there isn't an "employee" relationship, nor a 1099 relationship.

The "working" relationship is between the agent and their respective carriers. Your concept as stated only provides ancillary products and services to independent contractors.

Be sure not to instruct any independent agent that they must follow a particular schedule, other than your posted hours of operation that the building will be open, or make any required purchases in order to participate in your lead program.

[TXINSURANCE]

I am of the opinion you need to compare multiple CPA's opinions and an Attorney opinion.

[myinsurebiz]

#1 - Craigs List is great. You just have to know how to fly under the radar so to speak. I use them everyday. Great Results! Actually - my only source for new agents.

#2 - No problems so far. With the Insurance Sales Centers - we already have interest from people in Augusta, GA; Savannah, GA and Jacksonville, FL wanting more information on the concept. This from just one simple blast via Craigs List over the weekend to see if there was interest in the idea.

#3 - Actually - the only licensed agent we seek is the Sales Center Operator, and even then unless they are a felon, we can get them licensed. Most "booth lesse's" will likely not presently have an insurance license, but rather be salespeople from other markets - ie: Real Estate, Mortgage Brokers, Telemarketers - really any type.

We'll show them how to get licensed, get appointed and how to convert pre-qualified leads into sales.

Thanks again for the feedback.

Tom

Originally Posted by healthagent

#1 - Tom, Not true for Craigs List. If you had a call center say, in Atlanta you will constantly need to recruit within a 30 minute driving distance.... licensed agents.

#2 - You will not be able to run CL ads in the same area, week after week and pull the same results.

#3 - For this to work you'll need to get a list of licensed agents in GA, then tweak it by zip and send 'em mailers.

[healthagent]

Tom,

The best idea is to recruit people and get them licensed. I think your idea has some merit but not too much for currently licensed reps.

Hire 'em - get 'em licensed and that's their job - then you have a shot.

[Peelerinsurance.com]

Originally Posted by myinsurebiz

We don't launch the Insurance Sales Center concept until tomorrow - so good thing for this forum to give me good ideas.

Tom

Did he not in prior post and threads(bk thread) indicate this was already up and running and he had posted results and income he was already getting from sales?

Me thinks me smells a .....TOBACCO ROAD CON MAN!!!!


Also, in regards to what your CPA said... we don't know what u told your CPA... if u realy did... being the tobacco road con man and all u probably either left out facts or don't have a CPA at all... how do u afford it since you have only been in the ins biz a month or so...

Tommy Boy.... if you have been soooo dang sucessfull in prior business... why do u live in a home with assesed value at $28,000 my pool cost more than that....

I think you are so full of doggie dung that I can smell it over here in Big D and me thinks the rest of the posting public is starting to see that also

[myinsurebiz]

Originally Posted by healthagent

Tom,

The best idea is to recruit people and get them licensed. I think your idea has some merit but not too much for currently licensed reps.

Hire 'em - get 'em licensed and that's their job - then you have a shot.

Agreed - except for the "job" part . . .

Experienced agents already know how to make money - they don't need me or the concept, unless they like the idea of getting quality pre-qualified leads and having a place to go to do business and get away from the house.

However - I have had a few people from the forum email me and IM me for information on the Sales Center concept and also on utilizing our CSR program.

Our CSR Call Back Leads and Live Transfers are not the cheapest - but they are pre-qualified based on the buyers wishes & they are exclusive. But - they are only available if purchased in bulk and with a 4 week purchase agreement.

Tom

[Peelerinsurance.com]

Originally Posted by myinsurebiz

they are pre-qualified based on the buyers wishes & they are exclusive. But - they are only available if purchased in bulk and with a 4 week purchase agreement.

Tom

Now the huckster is hawking leads

[myinsurebiz]

Originally Posted by Peelerinsurance.com

#1 - Did he not in prior post and threads(bk thread) indicate this was already up and running and he had posted results and income he was already getting from sales?

#2 - Tommy Boy.... if you have been soooo dang sucessfull in prior business... why do u live in a home with assesed value at $28,000 my pool cost more than that....

#1 - No - I said I had 30+ independent agents selling with us and utilizing our CSR program.

#2 - I lived in this same mobile home on the lake since 1996 - before I made good money and still here through the hard times. I enjoy life in a town of less than 700 people - I like it here. It's quiet. My children graduated from school here and now my grandchildren are being raised in the area. I didn't move when I made good money in the 90's and I'm still here today. You seem to have an issue with where I live peeler - not me . . .

Money isn't everything. The last 6 years have been tough. I lost everything not once - but twice. I'm not ashamed of my struggles - actually - I've learned from them. Thus the reasoning why I got into the Insurance biz. Anyone can do it if they put their mind to it.

It's easy and cheap to be an insurance agent and start earning money. No inventory. Training is provided. Leads are easy to generate or even buy. The commissions are good versus the risk, and if you share the idea with others - you make money too!

You can keep making it personal peeler - I have thick skin. You are showing your true colors and karma is a crazy thing.

You must be a sad little man - I'll pray for you peeler . . .

Tom

[Peelerinsurance.com]

[quote=myinsurebiz;89515You must be a sad little man - I'll pray for you peeler . . .

Tom[/quote]


Thank god someone is!!!

[healthagent]

Originally Posted by myinsurebiz

#

#2 - I lived in this same mobile home on the lake since 1996 - before I made good money and still here through the hard times.

...getting pretty close to living in a van down by the river

[robliano]

Originally Posted by STIBROKER@AUSTIN.RR.COM

weak.....you going to have to do better than that......or hand in your man card....

How about this?

My Mom's dead, my dad and I share yours!

[STIBROKER@AUSTIN.RR.COM]

Originally Posted by robliano

How about this?

My Mom's dead, my dad and I share yours!

better...now go sell some insurance.......

[Peelerinsurance.com]

Originally Posted by robliano

How about this?

My Mom's dead, my dad and I share yours!

EWWWEEE!!!! discusting!!!!

[Paradigm]

Sounds similar to the former UICI in many ways. traina bunch of newbees to sell health insurance, create a self imposed captive arrangement, and then hope the agents dont figure it out and the authorities dont catch up with you.

However they started in Tx where u only need 100k and aheartbeat to start a carrrier, They lawyer up and have the cash to beat the rap and survive.

Tom hwever will end up penniless peddling pencils I think. One challenge with call center ideas and the cpatured model is this once agents get licensed they receive a well known publication called the agents sales journal and lierature from IMO, FMO and MGA telling them there is a better deal out there and they rabbit.

Will he offer stock to his top producers or perhaps reap bonuses?

Will his min production stds be in AV QAV or QPC lol.

Where will his annual incentive trip go?

And most importantly will his booth renters be trained as barbers so they have amarketable skill after they get burnt by sales which 95% do?

Inquiring minds wanna know.

[robliano]

Originally Posted by Peelerinsurance.com

EWWWEEE!!!! discusting!!!!

I succumbed to pressure, what do ya want me to tell ya?

[Expat]

" Ok, based on only 4 months in this business... and the normal one month turnaround in getting deals issused, then the normal delay in getting the commissions dept. at the insurance companies to cut the earned check we know yiou are on advanced commissions. "
---------------------------------------------------------
If you were licensed in June, how do you come up with 4 months experience, would'nt it be nearer to 2.5?

I respectfully disagree. People can be taught how to utilize TeleSales Reps to assist them in marketing, to where the Agent only has to close the deal, and thus is way more productive. With our system - a TeleSales Rep can make $150 to $200 a day while creating enough traffic for their managing Agent to knock down 2, 3 or 4 G's a week - depending on the number of TeleSales Reps they manage .
---------------------------------------------------------

Recruiting solely from Craigs List I really doubt this.

Can be taught in a week online and be referenced online at anytime. It's not rocket science nor brain surgery. I have a high school drop out living in a motel because she lost everything, and she is selling online. Guess what? She is one of the greatest producers. Be careful who you judge.
----------------------------------------------------------
Yeah right, I'll write to the pope and put you forward for sainthood. Also to the Mensa society as I am sure that you will qualify, what with having the ability to train people how to sell insurance in one week. Even Mega takes longer than that.

However - I'm not in this game to personally sell. I'm a recruiter. I'm building a team. So far - we have over 30 agents aboard, so the over-rides are flowing like a river.
---------------------------------------------------------
Again, Yeah right. In my 17 years of experience of hiring insurance agents you would have had to have hired at least 90 agents to get 30 producers. and I use the term producers meaning that they will place more than one application every couple of weeks.

So - we put together a start up package for them to open a mini call center - 4 seats - selling non med easy issue Life only - targeting small face whole life and term with ROP.
----------------------------------------------------------

We just started this - so we'll know more as the trends develop. I'm happy so far.
----------------------------------------------------------
These posts appear to contradict each other. I wonder why.

MORAL OF THIS POST.

You need to keep in mind that everything that you have ever posted is still on this forum, and can easily be found.
Also a lot of the people who use this forum have been in the health and life business for many years and can spot pure bull$**** in a New York minute.
If you think that anyone with any kind of experience is going to fall for some of the crap that you have posted you must be as thick as two short planks, stuck together with stupid glue.

[Paradigm]

Expat can I get an Amen lol