I am a newly licensed agent and was offered a job with a company that runs a large phone room. They basically sell insurance through the web and telemarketing. They are licensed in several states.
The hours are tough....9am-7pm M-F...and you work in a cubicle (along with 25 other agents). In my opinion its a tough gig...but i could get some good experience selling by phone. I thought maybe for a couple of months i could INDURE this work environment and learn...but i'm not sure about a few things.
QUESTION: If i sign on with them as an agent....and get appointed with their carriers and then leave....would i have to reappointed with the same carriers again?
I am a newly licensed agent and was offered a job with a company that runs a large phone room. They basically sell insurance through the web and telemarketing. They are licensed in several states.
The hours are tough....9am-7pm M-F...and you work in a cubicle (along with 25 other agents). In my opinion its a tough gig...but i could get some good experience selling by phone. I thought maybe for a couple of months i could INDURE this work environment and learn...but i'm not sure about a few things.
QUESTION: If i sign on with them as an agent....and get appointed with their carriers and then leave....would i have to reappointed with the same carriers again?
Thanks very much!
Those hours don't look so bad to me?? 10 hours per day, plus an hour for lunch I suspect? 45 hour work week...
QUESTION: If i sign on with them as an agent....and get appointed with their carriers and then leave....would i have to reappointed with the same carriers again?
Thanks very much!
Yes, you would have to reappt unless they agreed and you wanted them to remain your GA. Probably no to both those. Also, some carriers do not allow dual apptments so they can play the bad guy and not release you. However, there are many carriers in the sea and those that do not allow dual apptments allow for automatic release after a number of months of no business through the old GA channel.
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Brad Howard
Only Financial Group
866-INS-ONLY x108 Brad@INSONLY.com We DIAL, You SELL!
If you leave you may have to wait a certain amount of time before a carrier will let you directly get appointed. It is a dirty business and not everything is in writing.
Most carriers will honor the 25 person call room over the tiny agent - you don't stand a chance. Watch what you sign.
Exactly - go over what happens if you choose to simply part ways and whether they'll release you.
Frankly, GA's who won't release you as long as you didn't leave on very bad terms are just blow hards and won't release you for any good reason. They won't release you simply because they don't have to.
Other GAs will indeed release you if you're both parting on good terms. I would not go into this without something in writing stating that you'll get released.
That being said, if you're taking advances the GA is ultimately on the hook if you blow out then chargebacks start coming in.
If you rack up a significant amount of advances over say 2 or 3 months, then decide the grass is greener don't expect a release.
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Sounds like they are used to agents leaving, if they grab 25 at a time and throw them in a call center. In other words, just asking them , "what happens when I go..." --probably won't excite them. I hope.
If you think 9-7 monday - friday is tough you will have an impossible journey if you go independent and want to be a success. I am managing agents, doing the financials, and have two little kids in diapers - it is all about the sacrifice you put in that has a large impact on what you get out.
If you think 9-7 monday - friday is tough you will have an impossible journey if you go independent and want to be a success. I am managing agents, doing the financials, and have two little kids in diapers - it is all about the sacrifice you put in that has a large impact on what you get out.
Amen to that. I also have two small children and I work more now for myself than I ever did when I was working for others. When I get home from the office (usually around 6:30) I see my kids for a couple of hours in the evening and then it's off to my home office to keep pushing some night well past midnight. I tell people all of the time, " you do what you have to do until you can do what you want to do".
Amen to that. I also have two small children and I work more now for myself than I ever did when I was working for others. When I get home from the office (usually around 6:30) I see my kids for a couple of hours in the evening and then it's off to my home office to keep pushing some night well past midnight. I tell people all of the time, " you do what you have to do until you can do what you want to do".
Amen to what you and TXINSURANCE said!! I have 4 kids (2 sets of twins) and it is now 12:48 a.m. and I am up researching and learning and reading and reading some more. Last night I was up until 2:30 or 3:00 a.m. doing the same thing. Why? Because I am looking into selling individual and my only experience is in medicare advantage and supps, so I am having to learn a whole new world.
I remember when I started this career a year ago thinking: This is so awesome, I am 28 and am self employed, I don't have to work as much. All of my friends hated me because everytime they called while at work I would be off shopping or doing nothing. Now they get mad at me because I can't bring my kids over to play Saturday morning because I am working. I was wrong and learned very quickly that if I did not work as much as I do now that I would not get very far in this business.
Good for you, Michelle! Keep up the good work! Just learn to take "catnaps" during the day and you should be fine...or, one alternative is heavy drinking....JK
Amen to what you and TXINSURANCE said!! I have 4 kids (2 sets of twins) and it is now 12:48 a.m. and I am up researching and learning and reading and reading some more. Last night I was up until 2:30 or 3:00 a.m. doing the same thing. Why? Because I am looking into selling individual and my only experience is in medicare advantage and supps, so I am having to learn a whole new world.
I remember when I started this career a year ago thinking: This is so awesome, I am 28 and am self employed, I don't have to work as much. All of my friends hated me because everytime they called while at work I would be off shopping or doing nothing. Now they get mad at me because I can't bring my kids over to play Saturday morning because I am working. I was wrong and learned very quickly that if I did not work as much as I do now that I would not get very far in this business.
The dedicated and knowledgeable who have resolve will stay in the game!
Our kids are now 11 and 13, but it seems as if half of the day (OK...I mean half of my wife's day) is spent toting the kids to practices etc...
If your kids play competitive sports, you know what I mean. One thing I miss is coaching them. From Ages 5-8, I was coaching soccer, baseball and soccer. I loved it. Every minute of it.
If your kids play competitive sports, you know what I mean. One thing I miss is coaching them. From Ages 5-8, I was coaching soccer, baseball and soccer. I loved it. Every minute of it.
Reminds me of my first Little League team of 6, 7 and 8 year olds back in '94 (?).
After our first game (12-1 shellacking), not only did I not think we'd win a game, I doubted we'd get anybody out!
Surprise, surprise we went 8 and 3 from there. More importantly the kids had fun and learned baseball fundamentals. Lotsa fun.
------------------------------------ Don't steal - the government hates competition.
Agreements.......Appointments ? ? ?
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