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Reply to Immediate Annuity for Seniors     
Old 05-05-2017, 03:17 PM   #1
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Immediate Annuity for Seniors Immediate Annuity for Seniors
I need an annuity for a senior age 81, wife is 77. The want to start taking a payout as soon as possible.
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Old 05-05-2017, 03:44 PM   #2
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Immediate Annuity for Seniors Re: Immediate Annuity for Seniors
You're going to want to know how long they want the payout and how much do they want to put in it.
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Old 05-05-2017, 03:55 PM   #3
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Immediate Annuity for Seniors Re: Immediate Annuity for Seniors capnjim01 is the thread starter for: Immediate Annuity for Seniors

Pay out for life and let's start with $300 to $500K to start with.
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Old 05-05-2017, 04:26 PM   #4
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Immediate Annuity for Seniors Re: Immediate Annuity for Seniors
Originally Posted by capnjim01 View Post
Pay out for life and let's start with $300 to $500K to start with.
Do you need any death benefit?
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Old 05-05-2017, 04:45 PM   #5
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Immediate Annuity for Seniors Re: Immediate Annuity for Seniors capnjim01 is the thread starter for: Immediate Annuity for Seniors

Probably need something with survivor benefits, the husband will probably pass away before the wife. Neither one is in great health, however it's mostly muscle related. It's my in laws so after the last one dies anything left passes on to my wife and her brother.
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Old 05-05-2017, 08:17 PM   #6
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senior-advisor-indiana on Immediate Annuity for Seniors
 
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Immediate Annuity for Seniors
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Last edited by senior-advisor-indiana; 05-06-2017 at 01:47 AM.
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Old 05-06-2017, 12:54 AM   #7
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Immediate Annuity for Seniors Re: Immediate Annuity for Seniors
Originally Posted by capnjim01 View Post
Probably need something with survivor benefits, the husband will probably pass away before the wife. Neither one is in great health, however it's mostly muscle related. It's my in laws so after the last one dies anything left passes on to my wife and her brother.
See below. This is for 500k joint life with a cash refund (whatever isn't spent goes to your wife and her brother).

Let me know if you have questions.

VC SPIA Quote.jpg
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