Anthem/Wellpoint

ABC · 01-07-2009, 01:15 PM

Well I have just been informed that the individual department will no longer offer super preferred ratings. They told me all new policies are going to preferred one even if the client deserves the super preferred. It could be just in my state but I doubt it.

Also with Anthem the individual blue Access plans have been getting hammered on renewals. They have been averaging close to 30%. I thought it was just going to be a 4th quarter thing but it is not. Again maybe its just in my state.

The majority of my individual sales for the last 4 years have been with Anthem but at this point I have to switch to a new primary carrier for individual.

I have seen this before. Its almost like carriers will be competitive in the individual market for no more than 5 years and then they revamp. They will take 3 years off and then get competitive again.

TXINSURANCE · 01-07-2009, 01:22 PM

Anthem in what state?

ABC · 01-07-2009, 02:38 PM

Indiana

Peelerinsurance.com · 01-07-2009, 04:08 PM

Not here, I just got my April renewals with BCBS.. 7% increase. No need to switch the client... but u should know that TX... you are like number 2 or 3 in total production with them... all hail king TX

ABC · 01-07-2009, 04:17 PM

Originally Posted by Peelerinsurance.com

Not here, I just got my April renewals with BCBS.. 7% increase. No need to switch the client... but u should know that TX... you are like number 2 or 3 in total production with them... all hail king TX

That might mean their block in Indiana is running bad.

somarco · 01-07-2009, 04:39 PM

Anthem/Wellpoint Blue in GA has been handing out 20 - 30% renewals like candy for years.

TXINSURANCE · 01-07-2009, 05:42 PM

Not here, I just got my April renewals with BCBS.. 7% increase. No need to switch the client... but u should know that TX... you are like number 2 or 3 in total production with them... all hail king TX

LOL... Nothin but love Peeler... When you come to the big HOU , you can look us up.

Peelerinsurance.com · 01-08-2009, 12:24 AM

Originally Posted by TXINSURANCE

LOL... Nothin but love Peeler... When you come to the big HOU , you can look us up.

Well... looks like u are the one comming to dallas for the BC trip... look my arse up and I'll take u out to my club to play golf... Im just up the road fom the convention site

CHUMPS FROM OXFORD · 01-08-2009, 07:06 AM

Super Preferred still available in Ohio...that figures.

dgoldenz · 01-08-2009, 09:56 PM

Here in VA with Anthem there is only Level 1/2/3 for underwritten cases and Level 4 for HIPAA policies....I don't know if you would consider Level 1 to be "super preferred" but it is the least expensive level. Their underwriting has been very favorable on most cases thus far, very lax height/weight restrictions compared to Aetna and others, and rates are better in almost every single case for comparable programs with others as well.

TXINSURANCE · 01-08-2009, 10:44 PM

Well... looks like u are the one comming to dallas for the BC trip... look my arse up and I'll take u out to my club to play golf... Im just up the road fom the convention site

Appreciated, although I quit golf years ago - entirely too stressful for me. Somewhere outside of Cleveland there is a Goodwill store with a great set of Pings for about $20 after I dropped my set off for donation.

I have considered revisiting the sport again, but might start out light with driving range first and see if I can handle the stress.

LOL.

moonlightandmargaritas · 01-09-2009, 07:49 AM

Originally Posted by TXINSURANCE

but might start out light with driving range first and see if I can handle the stress.

No stress at the driving range...if you hit a foul ball, you can just rake another one out of the pile...