Any Good Input on Aflac?

Cufr · 04-21-2009, 01:22 PM

I've had an offer to go to work for Aflac after I get my license witch I am working on. I've herd good and bad about the company and was trying to see if anyone had any other input. I'm new to Ins. but not to sales. I know there are a lot of options and products out there and I want to make sure that I don't start with a company only to find one better and then loose all of my clientell, and hafto start all over. I appreciate any input on this. Thanks.

moonlightandmargaritas · 04-21-2009, 01:26 PM

Originally Posted by Cufr

loose all of my clientell, and hafto start all over.

Looks to me like you'll be perfect for Aflac.

Winter · 04-21-2009, 01:41 PM

Originally Posted by Cufr

I've had an offer to go to work for Aflac after I get my license witch I am working on. I've herd good and bad about the company and was trying to see if anyone had any other input. I'm new to Ins. but not to sales. I know there are a lot of options and products out there and I want to make sure that I don't start with a company only to find one better and then loose all of my clientell, and hafto start all over. I appreciate any input on this. Thanks.

"I get my license witch I am working on."

Be careful. I think Elliot Spitzer got caught with a licensed witch, or maybe she was unlicensed.

DJAdam · 04-21-2009, 03:07 PM

Originally Posted by moonlightandmargaritas

Looks to me like you'll be perfect for Aflac.

Too funny!

You have earned yourself a "Rep". Which do you prefer, Red or Green?

DJ

Newby · 04-21-2009, 05:07 PM

Originally Posted by moonlightandmargaritas

Looks to me like you'll be perfect for Aflac.

I herd ya!

Damm! If I'm correcting someone's spelling...they must spell pretty bad. I'm a terry-bill speller.

arnguy · 04-21-2009, 08:32 PM

Originally Posted by moonlightandmargaritas

Looks to me like you'll be perfect for Aflac.

Paul, I couldn't agree with you more! LMAO!!!

xrac · 04-21-2009, 10:07 PM

Any good input on Aflac? I like the duck! Quack!

Expat · 04-21-2009, 10:14 PM

Originally Posted by Cufr

I've had an offer to go to work for Aflac after I get my license witch I am working on. I've herd good and bad about the company and was trying to see if anyone had any other input. I'm new to Ins. but not to sales. I know there are a lot of options and products out there and I want to make sure that I don't start with a company only to find one better and then loose all of my clientell, and hafto start all over. I appreciate any input on this. Thanks.

Charlie, is that you?

Hollywood Broker · 04-26-2009, 12:35 AM

Well i don't know.... i started with AFLAC but finished with them in about 1 month. The agent support was there, it was just the clients that weren't. Prospecting which can also be considered AFLAC school, took alot of time and very little pay off. They motivate you to get out there and set some appointments but the reality is, those acciedent plans weren't selling too good. I would reccomend AFLAC for someone who has a steady income from another source or a second job. This way, you can take your time and grow a successful enterprice. AFLAC is not the place for a free-lancing, self startin' , go-getter. I think you can do way better elsewhere. Just my opinion.

VaDwayne · 04-26-2009, 11:29 AM

Originally Posted by Cufr

I've had an offer to go to work for Aflac after I get my license witch I am working on. I've herd good and bad about the company and was trying to see if anyone had any other input. I'm new to Ins. but not to sales. I know there are a lot of options and products out there and I want to make sure that I don't start with a company only to find one better and then loose all of my clientell, and hafto start all over. I appreciate any input on this. Thanks.

The AFLAC market is over-saturated. If you want to do workplace benefits, go with a competitor of their's. I went with Colonial Life and it has beed a great income for me while I start my own agency. I do workplace during the day and do my own life and health in the afternoon and evening.

In my opinion, AFLAC would be easy to replace by any competitor, the hard part is getting people to listen to your story. EVERYONE LOVES THE DUCK!!!! If you can get in the decision makers office, you've got a good chance.

I go in their office to offer options instead of replacing. Since I am an old car guy I use this analogy: I ask,

Do you mind SHARING with me what type of car do you drive?

Oh, so how do you like your Yugo?

Let me ask you a question. Let's say that the only car on the planet was a Ford Crown Victoria, that is the only choice you had, you would not have had the oportunity to buy the better vehicle, the Yugo. Aren't you glad that is not the case. Your Yugo gets 128 miles to the gallon and the Ford get's 12. Aren't you glad you had a choice?

Make sense?

Well the same thing applies to your employees insurance coverage. Let's say that your employees have insurance with company A(A for AFLAC), and let's say they are paying $50 per month for disability insurance that will pay them 50% of the gross income if they are sick or injured and can't work.
Now lets say they also have the option of going with company B, and for the same $50 per month thay can get 66 2/3% of their gross pay per month, which insurance plan do you think your employee's would take, if YOU give tham that choice?

I never mention the companies by name. The employer will figure that out on his/her own, because everybody has AFLAC, and you don't get slammed for bad talking a competitor(NEVER A GOOD IDEA)

Go in planning on offering options and when you do the enrollment, people will switch, and you got past the business owner. He/she will love you

DJM · 04-26-2009, 12:01 PM

Originally Posted by Cufr

loose all of my clientell, and hafto start all over.

Looks to me like you'll be perfect for Aflac.

L.O.L. , somebody did not use spellchecker.

arnguy · 04-26-2009, 04:16 PM

Be gentle, I think English is his second language.

DJM · 04-27-2009, 07:33 PM

Originally Posted by arnguy

Be gentle, I think English is his second language.

Or third...

bobbyq · 06-24-2009, 01:54 AM

Hi there,

I work there as a sales associate. AFLAC has its ups and downs, pros and cons. i think its definately not for everyone, but getting the inside scoop will help on making your decision. i recently posted my experience on Jobnfo.com under company reviews

I hope this helps in making an important decision.

Good luck!

xrac · 06-24-2009, 07:31 AM

Originally Posted by moonlightandmargaritas

Looks to me like you'll be perfect for Aflac.

You are too sharp Moonlight!

Cufr, can't spell but can he SELL?

DJAdam · 06-24-2009, 07:47 AM

Originally Posted by bobbyq

hi there,

[COLOR="Red"]i[/COLOR] work there as a sales associate. AFLAC has its ups and downs, pros and cons. [COLOR="Red"]i[/COLOR] think its [COLOR="Red"]definately[/COLOR] not for everyone, but getting the inside scoop will help [COLOR="Red"]on[/COLOR] making your decision...

The inside scoop is already on this board, in spades. Google "Catch 22"... I don't think you really know what it means.

arnguy · 06-24-2009, 06:11 PM

Originally Posted by Cufr

I've had an offer to go to work for Aflac after I get my license witch I am working on. I've herd good and bad about the company and was trying to see if anyone had any other input. I'm new to Ins. but not to sales. I know there are a lot of options and products out there and I want to make sure that I don't start with a company only to find one better and then loose all of my clientell, and hafto start all over. I appreciate any input on this. Thanks.

Sorry, but there isn't any "good input on AFLAC." Quack, quack!

Tracellia · 07-06-2009, 09:21 PM

I can tell you all about it. They treat you like your captive when your not. What I mean is you have to us their laptop to sell, you can't buy your own and load it with the software like can with any other company. The money can be good. YOU DO NOT OWN YOUR GROUPS. They belong to the company and they can taken them anytime they like. You only get the individual policyholders policy as your own. If you they want they can send someone else to sell to your account and you get nada. Think twice before you sign up. You can choose your manager and you must be apart of a group even if you are independent. It starts out great, but can fall apart fast. If you are in the right area and you fit in their, you can do well. It is a great product. I can't say anything bad about that. Just know what your getting into. If it works for you, more power to you. The commissions are very good.

xrac · 07-09-2009, 02:54 PM

Dilbert comic strip for 06/14/2009 from the official Dilbert comic strips archive.

arnguy · 07-09-2009, 03:00 PM

Originally Posted by xrac

Dilbert comic strip for 06/14/2009 from the official Dilbert comic strips archive.

That is absolutely true (and hilarious)!