Any life carrier underwrite prostate cancer?

HealthGuy · 12-01-2008, 01:10 PM

Any life carriers lenient on prostate cancer? What if the client still has the prostate cancer - with no other cancers, but they are just waiting to have the prostate removed? Would any carriers, med or non med - potentially underwrite a client like this - about age 60...Also, about 40 years ago - this same client had testicular cancer with NO reoccurrences after one testicle was removed. Would that make a difference today when underwriting the recent prostate cancer?

lifeinsuranceguy · 12-01-2008, 03:51 PM

Many carriers underwriter prostate cancer; depends on the stage and grade of the cancer.

Clients that are in the "watchful waiting" scenario of their prostate cancer can be underwritten with only one carrrier that i know of if they meet certain criteria.

As for the testicular cancer; I can't speak for an underwriter but the fact that it was over 40 years ago with no recurrences bodes well in my opinion. Again I'm not an underwiter.

LRG · 02-05-2009, 11:49 PM

I am an underwriter and 2 cancers in the genital tract would concern me.
That said, try JH for coverage. They are the most liberal with this form of cancer.