Any SI Carriers That Insure Over Age 65?

JRoot · 11-05-2009, 02:00 PM

I know HSBC, Fidelity, RBC Liberty Life and Assurity don't insure over 65. Well, I know Fidelity insures over 65, but its only for $25k. Are there any simplified issue carriers I can get appointed with that will?

WinoBlues · 11-05-2009, 02:27 PM

All will.

Up to what age and face amount? WL or term?

Originally Posted by JRoot

I know HSBC, Fidelity, RBC Liberty Life and Assurity don't insure over 65. Well, I know Fidelity insures over 65, but its only for $25k. Are there any simplified issue carriers I can get appointed with that will?

JRoot · 11-05-2009, 02:44 PM

Specifically for a 66 y/o looking for $150k 10 year term. I had him approved with HSBC in August, he free looked because of identity theft, funds never were drafted. He wants to re-instate it but he's had his 66th birthday since and you can't re-instate a free-looked policy. He lives in the sticks and refuses to take a medical exam.

agentexhorter · 11-05-2009, 03:05 PM

Originally Posted by JRoot

I know HSBC, Fidelity, RBC Liberty Life and Assurity don't insure over 65. Well, I know Fidelity insures over 65, but its only for $25k. Are there any simplified issue carriers I can get appointed with that will?

for one...american amicable up to 70

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