Is anyone going to the Convention (National Agents Alliance) (NAA

TAB · 11-02-2006, 09:17 AM

The biggest gun is one you almost never hear about - Art Leazer. He was huge in Amway and when it went down, he brought his entire team over to NAA. His agency is by far the largest, but he doesn't talk much. Super slick dresser. Learning this also made me think. (Amway - MLM, went under...NAA is huge, but so was Amway. What do they both have in common? Recruit, recruit, recruit.)

Are they sincere? Who knows.

*midwestbroker* · 11-02-2006, 10:10 AM

I am sure that once you have a loyal downline, that you could probably switch MLMs every few years and make a killing. And the way that MLMs are, there never seems to be a shortage of them.

I am sure that it is just a matter of time before we have another version of the NAA here telling us we can make $1 million a year with them.

*STIBROKER@AUSTIN.RR.COM* · 11-06-2006, 07:13 PM

You can hear dvd's pain if you listen close enough...

*STIBROKER@AUSTIN.RR.COM* · 11-17-2006, 03:02 PM

Happy fri to all my NAA BUDDIES LOOKING IN.......

insurancegirl · 11-19-2006, 12:43 AM

There's really nothing to protect the agent. I got sucked into this & contracted with them for F&G. Thank God I didn't contract with other companies. They don't live up to any of their promises & then are horrible at getting things processed. I'm trying to get "released" but I can forget that. I have to go dormant for 6 months before I can transfer my F&G contract to a different GA structure. They stink!

I can't wait to have nothing to do with them. I've lost 2 months of potential income producing time screwing around with their 'foolproof' system. All I got was old leads, rhetoric & bs about recruiting. RECRUITING??? why do I want to create competition for myself in my marketplace. In addition, why would I recommend that anyone come into this when they haven't been able to pay me yet & half the time have slowed down the underwriting process. UGH!! They are criminal . . . . :roll:

*STIBROKER@AUSTIN.RR.COM* · 11-19-2006, 08:46 AM

Originally Posted by insurancegirl

There's really nothing to protect the agent. I got sucked into this & contracted with them for F&G. Thank God I didn't contract with other companies. They don't live up to any of their promises & then are horrible at getting things processed. I'm trying to get "released" but I can forget that. I have to go dormant for 6 months before I can transfer my F&G contract to a different GA structure. They stink!

I can't wait to have nothing to do with them. I've lost 2 months of potential income producing time screwing around with their 'foolproof' system. All I got was old leads, rhetoric & bs about recruiting. RECRUITING??? why do I want to create competition for myself in my marketplace. In addition, why would I recommend that anyone come into this when they haven't been able to pay me yet & half the time have slowed down the underwriting process. UGH!! They are criminal . . . . :roll:

Oh man........lets pour a 40 for our fallen hommie......

pfsthib · 11-19-2006, 03:30 PM

How do you get NAA to release you from F&G. I called my manager but he just gives me the run around. Any help is appreciated.

*STIBROKER@AUSTIN.RR.COM* · 11-19-2006, 03:39 PM

Originally Posted by pfsthib

How do you get NAA to release you from F&G. I called my manager but he just gives me the run around. Any help is appreciated.

DITCH F&G write AIG.....

James · 11-19-2006, 09:49 PM

Originally Posted by pfsthib

How do you get NAA to release you from F&G. I called my manager but he just gives me the run around. Any help is appreciated.

Lot of companies write term, yet though NAA will not release you. Wait so many months (forget? 4 or 6? with no business) and then simply switch your appointment to another GA.

flatfive · 11-20-2006, 12:09 AM

Gone....because I am p u s s y AND EVERYONE MADE ME MAD.......

insurancegirl · 11-20-2006, 02:17 PM

Unfortunately I did write 5 apps for F&G within the first 2 weeks I was with NAA, so it's 6 months I'd have to wait. I spoke to F&G contracting & they said I'd need a release.

I may go ahead & try the 'captive agent' thing . . . .sounds like a good idea. Worth a shot.

Anyway, I'm making other plans with a new GA. Hopefully that will be better.

flatfive · 11-20-2006, 02:40 PM

Gone....because I am p u s s y AND EVERYONE MADE ME MAD.......

insurancegirl · 11-20-2006, 04:53 PM

Today has been frought with more problems with NAA & this whole arrangement. They've "lost" applications of mine & now I found out that one policy I wrote has been attributed to another agent. Upon talking with F&G, they know there was an error, since they have my original paperwork.

I feel sooooo dorked about this whole thing. Is there no recourse. Aren't they every held responsible for 'breach of contract'?

Having not been in this business long, this is eye-opening. And I thought big corporate telecomm & techonology were bad. NAA makes them look like saints!

I need to wait to get paid on the business I've written & sever this relationship for good. I do appreciate your help & advice. Sounds like you've been in the business awhile & are a real expert. I'm embarrassed I didn't see this coming. :oops:

James · 11-20-2006, 06:15 PM

I'm just wondering, how long can F&G go with groups like NAA or being proclaimed upon high by the likes of Doug Andrew? Am I missing something here, I assume not to business with F&G and any GA that suggested they use F&G as their main product would send up red flags for me. Not to say I know of any GA that relies on any one carrier to a point of not signing a agent because of an issue of appointment but, I'm sure there is some out there?

insurancegirl · 11-20-2006, 07:43 PM

I just got off the phone with my NAA pals. I told them that a different agent was getting credit for a sale I made & the response was as follows:

" F&G has a rule (for lack of a better word) that states if one agent has sold to a client (regardless of the product) no other agent may sale to that one client. That is the situation that occurred with Donna Nunley. These cases rarely happen but unfortunately they do happen. This is the reason why the other agent received credit for that policy. As I told you during our interview, our office is here to help you. "

HUH??? This woman (MY CLIENT) has no other life insurance & has not bought any from anyone but me. I don't get it! I don't remember anyone else being there except me when I took the application & the original paperwork is on file with F&G. NAA told me that I should not call F&G since they tell me one thing & them another. WHAT???

I'm ready to call a lawyer about their deceptive practices. They are having a 'meeting' in my town tomorrow night. My manager will not call me about these issues & they told me to go the meeting (an hour away) to talk to him. WHAT??? I told her that I'd show up with a news team & a lawyer in tow. They don't want me to go there to discuss this.

They say they have nothing to hide. BULL! Any suggestions here?? I'll be sure to be very public about the way they lie to people & then try to steal from them. . . . .Horrible organization.

dvd493 · 11-20-2006, 07:59 PM

Insurancegirl,

F&G has a rule that whoever the F&G agent is that first signs up a client is going to be the agent for that client. They do that to protect each agent. They will do that to protect the business you already wrote if some other person comes along to write another F&G policy.

I ran into this once when I drove 7 hours away to make what I thought would be a killing in sales only to find out another NAA agent was in that town a week before me and cleaned up. I did manage to write a policy but it turned out the other NAA agent wrote that person also.

So, my policy was declined. I asked the customer I wrote a policy on if he had done any business with anyone else before me and he said no.
That was a very expensive trip and I got zip for it. I did learn some very expensive lessons though.

When you said on your previous posts that the other agent is getting credit for a policy you wrote, did you mean they are getting a commission on it or just recognized for the sale?

flatfive · 11-20-2006, 08:08 PM

Gone....because I am p u s s y AND EVERYONE MADE ME MAD.......

flatfive · 11-20-2006, 08:17 PM

Gone....because I am p u s s y AND EVERYONE MADE ME MAD.......

insurancegirl · 11-20-2006, 08:23 PM

Explain that to me??? I did nothing wrong here & did ask the client if they had anything pending. Her answer was no.

I have filed a complaint with the BBB about the NAA affiliate that I'm dealing with & will call the client to let her know that I'm no longer their agent. let's see what she says about that.

If that is the F&G policy, I guess NAA should make it clear to agents that their business can be taken from them, even though they supplied you with the fraudulent lead & you are doing nothing more than carrying out your end of the deal as promised.

I think they are deceptive at best & will never deal with them again. They are nothing more than thieves who risk my personal credibility with the clients I see & build relationships with.

I'm very disheartened by this . . . .

dvd493 · 11-20-2006, 08:50 PM

Insurancegurl,

NAA is an Independent Marketing Organization or IMO. They are just like any other IMO only a lot bigger. The issue with NAA is that they are not like McDonals where everything is standardized no matter where you are in the U.S.A.

Each manager basically runs there own NAA office the way they want to. They just do business through NAA as an IMO. Where ever you find people, you find good ones and bad ones. NAA is no exception to that when it comes to managers. It sounds like you have a manager that doesn't care much about your concernes.

Your manager is a 1099 just like you are and I am. He doesn't work directly for NAA. He just puts business through there IMO because he likes the promotions he will get in the future. It sounds to me like you are getting a feel for the insurance business. It isn't easy to make money in it but it can be made. You may end up doing a lot of switching between brokers, GA's and IMO's until you find what works for you.

This is the natural progression it seems of many people on this board. If you stay in this business and find the right combination, you will do very well for yourself. The difficult part is letting go of the bad stuff like what happened to you and staying focused on the good stuff like what you can make happen for you.

It does sound like what your going through is an issue with F&G not NAA.