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There is this supplemental plan that I want to sell that I found at the link below. I tried emailing them to get more information. ...


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Old 10-10-2008, 09:03 AM   #1
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There is this supplemental plan that I want to sell that I found at the link below. I tried emailing them to get more information. I'm not licensed yet but this plan doesn't require an insurance license to get started. If anyone knows how I can get started, please email me and I will start selling it immediately because I'm already selling a similar plan now that doesn't cover as much.

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Old 10-10-2008, 09:10 AM   #2
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patch36 on Anyone Knows How I Can Sign-up To Sell This ? - Insurance Agent Forum
 
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Right. It looks like you are selling something already. It looks dubious at best.
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Old 10-10-2008, 09:15 AM   #3
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Scott?
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Old 10-10-2008, 09:18 AM   #4
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xrac on Anyone Knows How I Can Sign-up To Sell This ? - Insurance Agent Forum
 
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Originally Posted by Rick015 View Post
There is this supplemental plan that I want to sell that I found at the link below. I tried emailing them to get more information. I'm not licensed yet but this plan doesn't require an insurance license to get started. If anyone knows how I can get started, please email me and I will start selling it immediately because I'm already selling a similar plan now that doesn't cover as much.

Theproducersalliance.net/ad.php
Why do we have people trying to sell something without a license. Getting a license in my experience is a very quick process. If it is a situation of having to make money go and sell cell phones or cable TV or work at McDonalds until you can get your license. Just my two cents!
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Old 10-10-2008, 09:54 AM   #5
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Originally Posted by xrac View Post
Why do we have people trying to sell something without a license. Getting a license in my experience is a very quick process. If it is a situation of having to make money go and sell cell phones or cable TV or work at McDonalds until you can get your license. Just my two cents!
I have plenty of money. I just have people that I know who can't afford and don't qualify for health insurance and those plans are needed by them.
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Old 10-10-2008, 10:29 AM   #6
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We've already been through this one. Did you do a search?

Why not just get licensed? World Financial Group and Primerica are always hiring.
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Old 10-10-2008, 10:52 AM   #7
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Originally Posted by Rick015 View Post
I have plenty of money. I just have people that I know who can't afford and don't qualify for health insurance and those plans are needed by them.
These products are crap and misleading to the people who buy them. They think they can waive the 'card', get admitted and not worry about the hospital sueing their ass when the 'card' is an indemnity 'policy' that gives the hospital and Drs. nothing. Professionals know the Drs and Hospitals are wise to this game and it misleads disadvantaged folks into thinking they have 'coverage'.

Your mileage may vary. This is simply not a product a professional would sell, in my opinion.
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Old 10-10-2008, 11:12 AM   #8
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Originally Posted by Rick015 View Post
I have plenty of money. I just have people that I know who can't afford and don't qualify for health insurance and those plans are needed by them.
Just curious. If you have "plenty of money" why are you even here?

Is this just a hobby for you or are you only doing this out of the goodness of your heart to help the less fortunate?
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Old 10-10-2008, 11:45 AM   #9
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patch36 on Anyone Knows How I Can Sign-up To Sell This ? - Insurance Agent Forum
 
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I originally took the post as a disguised promotion of the product, not as someone curious about a product he had heard about. Perhaps I am too cynical?
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Old 10-10-2008, 12:27 PM   #10
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Would not be bad IF there was a physician / hospital repricing module attached to it.

Tom
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Old 10-11-2008, 07:51 AM   #11
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I'm studying for my license now. I take the test in 2 weeks.

I just heard that this plan was a good out-of-pocket protector which could be use if people have high deductibles or as a stand alone, except for the fact it doesn't help for routine physician care.

I do have plenty of money but there are too many people that I know who have been affected by having no coverage because they couldn't afford it or don't qualify so I am choosing to enter the healthcare field and will be getting with AHCP.
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Old 10-11-2008, 09:19 AM   #12
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Get with a real health insurance company too. This supplemental thing is very questionable, and in most cases inappropriate. We will see major healthcare reform in the next year or two, and this stuff will go away, or should go away for suitability and ethical reasons. IMO.
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Old 10-11-2008, 12:53 PM   #13
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Right there with ya patch... kill all those limited plans off... these plans are a result of the present addminstration... remember bushie standing up there before the nation and saying that we should let the consumers pick their benefits and options... saying we should have policies that dont cover everything.... well, on the surface that may look great but the problem is clients dont have a clue whats best for them and unethical agents chasing the higher comissions will mask the plans and present them as full coverage... or just never address the things that are limited.... just flat wrong and just a bonehead decision by our leaders
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Old 10-11-2008, 03:31 PM   #14
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Originally Posted by Peelerinsurance.com View Post
right there with ya patch... kill all those limited plans off... these plans are a result of the present addminstration... remember bushie standing up there before the nation and saying that we should let the consumers pick their benefits and options... saying we should have policies that dont cover everything.... well, on the surface that may look great but the problem is clients dont have a clue whats best for them and unethical agents chasing the higher comissions will mask the plans and present them as full coverage... or just never address the things that are limited.... just flat wrong and just a bonehead decision by our leaders
That is a real stretch to come with that interpretation even for you. So, what you are saying is that it is Bush's fault? Give me a fuc*ing break!

It is the scum-ball companies and the bottom feeding agents, not the President of the United States of America who have put these together and are screwing people by selling them.

Do you really think that the President of the United States of America really sat down with the insurance companies and formulated these plans?

No reasonably intelligent person would have taken his comments, assuming you have our facts correct, and assumed that gave companies the license to cheat and rip people off with these crap policies.

Why did the companies develop them? Why did the DOI's approve them? Why are the bottom feeders selling them?

Do you really believe that it is because the President of the United States of America told them to? I want some of what you are smoking.
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Old 10-11-2008, 09:57 PM   #15
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Originally Posted by Frank Stastny View Post
That is a real stretch to come with that interpretation even for you. So, what you are saying is that it is Bush's fault? Give me a fuc*ing break!
It is Bushies fault that he took Peelers toy away, and now he can't play poker or some crap like that.... and now he is pissed forever, and everything is Bushies fault...

About right, Peeler...?
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Old 10-11-2008, 11:12 PM   #16
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Originally Posted by Peelerinsurance.com View Post
r

Well, on the surface that may look great but the problem is clients dont have a clue whats best for them and unethical agents chasing the higher comissions will mask the plans and present them as full coverage...
Higher commissions?

This product at best pays 30% - 6 months advance would be less than $125 - high commissions?

In addition - why would an agent be "unethical" if it was selling a legal product to a buyer that wanted it?

Typical "traditional" agent response . . .

Tom

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