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Reply to Inland Marine VS Scheduling on Homeowners Policy     
Old 04-23-2015, 11:14 AM   #1
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lyonsnation on Inland Marine VS Scheduling on Homeowners Policy
 
Join Date: Mar 2015
Posts:4
State: lyonsnation is an Insurance Agent from
Inland Marine VS Scheduling on Homeowners Policy Inland Marine VS Scheduling on Homeowners Policy
Hey all,

First post here I work with Nationwide insurance and have been an associate agent for 3 years.

I have a client who has jewelry and expensive artwork she wants to schedule. I'd like to know what the difference is between actually scheduling these items on the homeowners policy VS writing an inland marine policy?

Thanks!
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Old 04-11-2016, 11:46 AM   #2
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Join Date: Mar 2012
Posts:261
State: marindependent is an Insurance Agent from Undisclosed Location
Inland Marine VS Scheduling on Homeowners Policy Re: Inland Marine VS Scheduling on Homeowners Policy
Isn't the question better directed at the carrier?
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Old 04-11-2016, 03:25 PM   #3
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Tiesto422 on Inland Marine VS Scheduling on Homeowners Policy
 
Join Date: Jan 2016
Posts:63
State: Tiesto422 is an Insurance Agent from Arizona
Inland Marine VS Scheduling on Homeowners Policy Re: Inland Marine VS Scheduling on Homeowners Policy
The homeowner's policy may have certain restrictions that require you to use an inland marine policy to cover the items. Otherwise I would just use the homeowner's policy scheduling, that is what it is there for.

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