Actually I was interested. My blog happens to be about insurance, and I'm interested in insurance. I read in the yahoo answers that an agent said they didn't know a single company that offered Auto and Health, but I wanted to double check here. Thanks for reply, and it's interesting to know that Nationwide does offer such. It would seem so common to me, but not, since they afterall, are very 2 popular types of insurance, especially for people that are not homeowners.
State Farm offers health insurance as well as life insurance. Nationwide also offers life insurance (they purchased Provident Mutual Life Insurance Company several years ago).
That's correct, rain07. I didn't think you were restricting your question to those auto insurers that underwrite their own health insurance program. Even life insurers use other insurers for health insurance, e.g., NYL use Golden Rule for its agents. The point is State Farm does advertise life, annuities, health, disability, LTC, and med supp in addition to auto. I do not know who underwrites this stuff for State Farm.
"Is there any insurance company that offers Auto and Health?", not why isn't there. My belief at the time was that the sole purpose of asking the question was to have the link on the forum to the blog, so google would improve the ratings to her blog. On boards I moderate, I delete these all the time.
In fairness, it is at least an insurance related question, not worthy of deletion, but I also doubt anyone on this board is qualified to answer it. It is a question you would call the insurance companies about, not ask a bunch of know it all agents
State Farm goes through Assurant Health. Btw, I was looking for information for my blog. And I've come up with the conclusion that the only company that offers Health & Auto, is Nationwide, and in 2 states. California and Ohio. I didn't mean to make it look like I was posting my site, it was in my signature.
And Agent Jeff,
Yes, your question is interesting.
Originally Posted by MIBizInsurance
OK, just visted the link. Yep, for sure spam.
If someone has that much knowledge of insurance they sure in the hell know that there are companies that offer Life!
Drive by any State Farm and they have signs- Affordable Health all over.
State Farm goes through Assurant Health. Btw, I was looking for information for my blog. And I've come up with the conclusion that the only company that offers Health & Auto, is Nationwide, and in 2 states. California and Ohio.
I guess I'm not sure what your looking for. Is your question why don't P&C insurance companies underwrite health directly, then you would have to ask the insurance company. If your question is if they market them, then the answer is usually yes, but usually from another company.
If you peel the covers back, many P&C companies don't actually write term life either, though they sell it. It's usually re-insured. Heck, even the casualty side is reinsured above a certain amount.
I guess I would ask, why do you want to know? Is it just topic for discussion, or is there a point to the question?
Well, people get discount for homeowners and auto with same company. It appears Nationwide does infact write health and auto in 2 states. I guess I was interested in auto and health, because for people in college, those are practically the only two types of insurance they get, and would be convenient to get both types with one company. I didn't know if there was an answer to 'why' companies don't offer both, but thought maybe there was.
Originally Posted by djs
I guess I'm not sure what your looking for. Is your question why don't P&C insurance companies underwrite health directly, then you would have to ask the insurance company. If your question is if they market them, then the answer is usually yes, but usually from another company.
If you peel the covers back, many P&C companies don't actually write term life either, though they sell it. It's usually re-insured. Heck, even the casualty side is reinsured above a certain amount.
I guess I would ask, why do you want to know? Is it just topic for discussion, or is there a point to the question?
Auto & Health
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