I have a 2007 VW Passat that was in an accident in 2012. The vehicle was insured by Farmers and repaired at a Volkswagen dealer's own body shop but with non-OEM parts. Apparently the shop was not in the Farmers "Circle of Dependency" so repairs are not guaranteed.
4 years later, there are at least 5 parts failing on the corner of the vehicle that was repaired with non-OEM parts. The paint is coming off, two headlight housings are completely loose and two other parts are cracked. My current insurance company, Progressive, says this is not a covered collision or comprehensive loss since there was a collision that occurred before I had coverage with them.
Further hurting me, I now live 1,500 miles from the body shop that did the lousy repair.
Any suggestions on recourse? I've learned my lesson not to bother with the OEM parts fight but to always use an insurance company's preferred shop so repairs are guaranteed.
Will my premiums go up for making a claim that Progressive knew within 5 minutes they wouldn't pay anything on?
4 years later, there are at least 5 parts failing on the corner of the vehicle that was repaired with non-OEM parts. The paint is coming off, two headlight housings are completely loose and two other parts are cracked. My current insurance company, Progressive, says this is not a covered collision or comprehensive loss since there was a collision that occurred before I had coverage with them.
Further hurting me, I now live 1,500 miles from the body shop that did the lousy repair.
Any suggestions on recourse? I've learned my lesson not to bother with the OEM parts fight but to always use an insurance company's preferred shop so repairs are guaranteed.
Will my premiums go up for making a claim that Progressive knew within 5 minutes they wouldn't pay anything on?
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