Add-on Third-party Liability Policy for Borrowed Car?

I assumed they don't live together as well. Lending his car out for months without adding him to the policy? Just asking for trouble at claim time.

"I've only been borrowing my brother's car for a few days when I wrecked it"....

Claims reps are becoming very slick with their line of questioning during a phone interview. They're very good at tripping people up with inconsistencies.
 
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