Originally Posted by agusta
I would like to better understand the GPS records. Will BMW give the insurance company all my GPS history or will they only give the current GPS location of the car?
I truly don't know. My guess is they till provide what they are asked for. Is there a reason you are concerned?
The insurance company probably won't ever actually see this info. I think it goes to law enforcement and they track the car down. Insurance companies don't do this, they write checks.
The insurance company might want the gps data if they suspect fraud or want to audit the claim, in which case, they will ask for a period of time, doubtful it would be the entire time you've owned the car, but who knows.
On the claims side, a significant number of 'stolen' car claims are caused by people trying to get out of a bad car deal or spousal / significant other problems. Insurance companies are aware of this and look for things that signal this may be the case. True stolen cars are a pretty rare event with modern cars, not like the old days where you could hotwire them in nothing flat. Not to say it doesn't happen, it does, but its not as common as people think, at least not in relation to the claims made for stolen cars.