South Carolina rates tend to be high, but Georgia is even worse. Both states reeling from a lot of fraud/misrepresentation, and has caused rates to skyrocket for everyone. I know of several carriers taking double digit % rate increases year over year.
Aside from that, zip code plays a factor in your rate and if you moved to Atlanta metro or South GA
, those areas were hit hardest by problems.
In addition, time at your address can affect your premium, as well as home ownership (for example owned a home in s.c. but are renting in GA
) plus if you still have an out of state license, that can cause you to get hit with a surcharge.