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Reply to Car Insurance Is Too High After Address Change To Another State     
Old 01-29-2017, 03:38 PM   #1
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Car Insurance Is Too High After Address Change To Another State Car Insurance Is Too High After Address Change To Another State
I bought a car in South Carolina in Aug-2015. I had an auto insurance with GEICO in which I paid a premium of around $100 per month for 16 months. I moved to Georgia in Nov-2016. I changed my address in the South Carolina auto insurance to the Georgia address in Jan-2017 and the new premium is around $250 per month. Why do you think the insurance has increased?
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Old 01-29-2017, 09:46 PM   #2
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Car Insurance Is Too High After Address Change To Another State Re: Car Insurance Is Too High After Address Change To Another State
Insurance is based on multiple factors one being population density. More likely to be in an accident. Cost of living. Your credit. Claims history. Zip code you live in. Could also be that Geico doesn't want more customers in your area so they price themselves out of the market.
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Old 01-29-2017, 11:07 PM   #3
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Josh on Car Insurance Is Too High After Address Change To Another State
 
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Car Insurance Is Too High After Address Change To Another State Re: Car Insurance Is Too High After Address Change To Another State
Nothing to lose by shopping around with a local agent.
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Old 01-29-2017, 11:56 PM   #4
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Car Insurance Is Too High After Address Change To Another State Re: Car Insurance Is Too High After Address Change To Another State
Yep, a lot of times a move, especially to a new state, is a good reason to compare rates. A good rate in one area doesn't translate to a new policy in a new area.

No better time then the present to get some comparison quotes.

Dan
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Old 01-30-2017, 10:57 AM   #5
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xrac on Car Insurance Is Too High After Address Change To Another State
 
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Car Insurance Is Too High After Address Change To Another State Re: Car Insurance Is Too High After Address Change To Another State
Originally Posted by Josh View Post
Nothing to lose by shopping around with a local agent.
Smartest thing to do.

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Old 01-30-2017, 12:01 PM   #6
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Car Insurance Is Too High After Address Change To Another State Re: Car Insurance Is Too High After Address Change To Another State
Where I live alot of folks move from VA to WV because its cheaper in many ways. Car Ins rates are MUCH higher in WV, even if you live only 1/2 mile away from VA. That is always something to think about when moving...
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Old 01-30-2017, 02:10 PM   #7
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BlockO on Car Insurance Is Too High After Address Change To Another State
 
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Car Insurance Is Too High After Address Change To Another State Re: Car Insurance Is Too High After Address Change To Another State
the most drastic change of any state involves Michigan.

no matter what state you're moving from, move to Michigan, and your premium will skyrocket!

on the other hand, move from Michigan to any other state, your new premium may have you doing cartwheels.

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Dan Lyles
Lyles Insurance

Serving Ohio, Michigan, Pennsylvania, Indiana, Virginia and West Virginia.
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Old 01-31-2017, 01:41 AM   #8
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Josh on Car Insurance Is Too High After Address Change To Another State
 
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Car Insurance Is Too High After Address Change To Another State Re: Car Insurance Is Too High After Address Change To Another State
Massachusetts is similar, super high.
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Old 01-31-2017, 06:24 AM   #9
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Car Insurance Is Too High After Address Change To Another State Re: Car Insurance Is Too High After Address Change To Another State
Originally Posted by BlockO View Post
the most drastic change of any state involves Michigan.

no matter what state you're moving from, move to Michigan, and your premium will skyrocket!

on the other hand, move from Michigan to any other state, your new premium may have you doing cartwheels.
Just curious why MI is so high?
WV (from what I've heard) is bc so much of the state is rural roads, and tons of deer hits on top of that.
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Old 01-31-2017, 08:26 AM   #10
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Car Insurance Is Too High After Address Change To Another State Re: Car Insurance Is Too High After Address Change To Another State
no limit on PIP in michigan
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