Coverage for Passengers in Church Van

ScottG

New Member
2
We write a lot of commercial insurance but never any situations dealing with livery. My church is considering buying a van and my concern is coverage for passengers in case of an at-fault accident. I had hoped that perhaps the liability coverage could extend to passengers but according to the uw's I spoke with, that's not the case and the only cvg available would be PIP or MP and with a max limit of $25k this seems like a huge exposure.

Am I missing something or is there another product for this risk?

Thanks, SG
 
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