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Reply to Florida Auto - Are There Any Carriers that Would Insure a Client who Has 2 Pip Claims?     
Old 12-20-2016, 12:39 PM   #1
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State: maxins09 is an Insurance Agent from Florida
Florida Auto - Are There Any Carriers that Would Insure a Client who Has 2 Pip Claims? Florida Auto - Are There Any Carriers that Would Insure a Client who Has 2 Pip Claims?
Florida Auto - Are there any carriers that would insure a client who has 2 Pip Claims?
Most of my carriers won't insure someone who has 2 or more PIP claims.
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Old 01-09-2017, 04:45 PM   #2
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Florida Auto - Are There Any Carriers that Would Insure a Client who Has 2 Pip Claims? Re: Florida Auto - Are There Any Carriers that Would Insure a Client who Has 2 Pip Claims?
Originally Posted by maxins09 View Post
Florida Auto - Are there any carriers that would insure a client who has 2 Pip Claims?
Most of my carriers won't insure someone who has 2 or more PIP claims.
This depends on the company, your Insurance Score (IS), the county, Prior Insurance (How long have you been with them), prior Bodily injury limits, and of course, PIP claims. It would probably be easier to give them all that information prior to trying to get a quote so they can check their qualifications guide to see if they can write you up.
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  Reply With Quote to Florida Auto - Are There Any Carriers that Would Insure a Client who Has 2 Pip Claims?
Old 01-10-2017, 12:46 PM   #3
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Florida Auto - Are There Any Carriers that Would Insure a Client who Has 2 Pip Claims? Re: Florida Auto - Are There Any Carriers that Would Insure a Client who Has 2 Pip Claims?
The only market that I know of (I write P&C in Florida as well) that doesn't usually hard reject 2+ PIPs is Victoria/Titan.

I will say that by and large, the type of client who has those PIP claims will not be able to pay the premiums on a policy that's rating for two PIP claims. Usually not the most savory clientele. Best of luck.
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