Geico Policy 500Ded Texas, Hit Pot Hole, Both Right Tires/rimes Gone

[ddavid1101]

2013 Focus hatch in Dallas Texas
No previous accidents
$500 deductible with Geico(currently $700 for 2 cars -2012 Sonata)

Accident by hitting pot holes/curb on road on Tuesday the 8th.
2 tires/rims are gone beyond repair.

There might be additional damages but dealer cant tell until alignment is done.

Current cost is around $1300.

No previous accidents with 2.5 years of history.

Should I put in a claim? Do you think my premium will go up? For how much and how long? I assume 3 years? Is it worth the risk of another accident to skyrocket the premium within the next 3 years?

 

[F150]

if you werent so cheap and got a policy thru an agent, you could call them and ask them, but since you chose the 800 route,

NO SOUP FOR YOU!

 

[Josh]

How old were the tires? Unless they were brand new you've got some consideration that way. You're probably talking about $800 top difference here. On something that small with tires, personally I'd probably just pay for it without filing the claim and risking 3-5 years of increased rates. That said, it'd have to be an average of $22/month more for three months to be a wash. That's assuming they pay the full rate for brand new tires.

 

[F150]

tires would be depreciated for wear and tear, so you would still have money out of your pocket