Originally Posted by Fast GTO
This is a low production vehicle not made anymore. It will be totaled.
Maryland law says it has to be a 'substantially similar vehicle' off which they make a settlement offer.
A. In General. After receipt of a settlement offer, a claimant may:
(1) Accept the offer; or
(2) In writing, reject the offer and make a counteroffer based on:
(a) Dealer quotations for a substantially similar motor vehicle;
(b) Advertisements for a substantially similar motor vehicle; or
(c) Any other source of valuation for a substantially similar motor vehicle.
First, they're a huge company. They handled a total loss with me very fairly.
Next, wait to see what they say. You may find it's what you want. If not, you have some options. Most of the time claims are handled well.
You're valuation is probably a little off. What some guy lists a car for on autotrader is just that, what some guy wants for his car. They will base the value a little different, but it's going to be a very realistic number. The killer would be the aftermarket work, so if you have that covered, I'd have a drink and call it a night.