Originally Posted by knoxinsurance
Valet is not responsible as they do have a “non-responsible” clause. Your insurance would cover something like this.
Valet is not responsible for acts of god. They are responsible for acts of stupid employees. They park my car and take the side mirror off, it is their responsibility to fix it.
Yes, I can file a claim against my own insurance, they will subrogate the claim back to the garage. Garage might as well as fix it up front.
This is why they have to carry garage keepers liability. Most claims are minor scrapes and dents from parking accidents, but they pay them.