Insurance Agent Forum

[artitude]

I'm newly licensed Florida Health agent. Got appointed with GR and it looks pretty good, but I'd like to have additional options for clients. I can use some advice regarding other companies which can fill the gaps, or offer cost/feature competitive alternatives. Thanx.

[healthagent]

Best thing you can sell in Florida is the Right Start PPO with Assurant.

[moonlightandmargaritas]

Originally Posted by healthagent

Best thing you can sell in Florida is the Right Start PPO with Assurant.

You prefer it over the Golden Rule "Copay Saver"?

[healthagent]

I KID I KID

[moonlightandmargaritas]

Originally Posted by healthagent

I KID I KID

I KNOW I KNOW

That your dog John?

[artitude]

So I should/shouldn't look to Assurant?
How 'bout Humana?

[moonlightandmargaritas]

Originally Posted by artitude

So I should/shouldn't look to Assurant?
How 'bout Humana?

Yes, yes. We were joshing - old joke, sorry...

I don't find Assurant to be competitive here in FL. Yes, HumanaOne is a very viable alternative/complement to Golden Rule.

[sunmed]

John,

I got a good laugh out of that! Much appreciated

Rick

[healthagent]

Artitude, you want to have all available options for your client so get appointed with all the main carriers. Although Assurant is not competitive in FL you'll still want to at least get appointed with them. There are absolutely scenarios where GR and other carriers might decline and Assurant's the only option remaining.

[artitude]

Thanx guys. I appreciate the advice. What about BCBS-FL. Are they competitive? Can one get appointed non-captive?

[moonlightandmargaritas]

Originally Posted by artitude

Thanx guys. I appreciate the advice. What about BCBS-FL. Are they competitive? Can one get appointed non-captive?

No, they only do brokerage appointments for group.

Competitive? Yes. Their individual plan is sold only thru their contracted general agencies, where you are captive. The compensation is horrendous - you'll starve, and if you've got any kids, they'll be skinny.

Good luck.

[amymonica]

Hi try Avalon its a new florida based company I just started sellingfor them

[somarco]

Avalon? You mean these folks?

https://www.avalonhealthcare.com/cp.aspx?cp=mgmt

Prior to founding Avalon Healthcare, Andrew Cassidy was Chief Executive Officer of EnviorCleanse Systems, Inc., which he founded in 1998. The company develops, manufactures and sells ozone equipment.

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Charles O'Neill has spent the past 13 years of his career establishing and running new divisions for major corporations and founding new healthcare companies.

Chuck is co-founder and was director of Oxford Benefit Management (OBM) a wholly owned subsidiary of Oxford Health Plans

----------------

Henry Neely currently is Vice President Finance and Administration for EnviroCleanse Systems, Inc. (ESI). The company develops, manufactures, and sells ozone generating equipment.

===========================================

EnviroCleanse Systems, Inc.: Ozone Laundry Systems and Quality Ozone Laundry Service!

Oxford Health Plans

[g1bass]

Does anyone have contact numbers for Humana, and or GR for Florida?

[amymonica]

Do you think avalon is a not a good health product to sell?

[somarco]

I have no idea how competitive the product is. My concern would be the longevity of the company.

New company, health insurance and management with little or no insurance background usually spells trouble.

[Soaringagent]

How is selling health insurance in Florida compared to California?

[GreenSky]

Originally Posted by Soaringagent

How is selling health insurance in Florida compared to California?

Florida has more humidity.

Rick