The best coverage, highest commissions, never increase rates, never challenge pre-existing, 2 year advance, etc.
I forget, what company does this?
ROFLMBO
Seriously, very few good
FMO's for everything, so either start as captive or with a good
GA who will teach you the ropes and provide support. If they will put it in writing that they will release you as soon as advances are cleared, you shouldn't have any worries. That's what I do. Occasionally there is a bad apple, but for the most part, straight talk is rewarded both ways.
Good luck.