I have a small business owner that is shopping for disability insurance. I can help him with this, but the business expenses quickly overcome any individual disability coverage I can get for him.
What company(ies) write Business Overhead Expense coverage in California? Assurity will write individual disability (not many do), but they don't have any approved BOE plans here.
I need to find him about $5K a month coverage to handle his rent and other overhead.
Cool site, but.......
It gives me a whole list of companies that write business overhead expense coverage, but it doesn't break it down in what state they will write it. I've tried going to individual websites, most of them don't break it down either, instead, they just say 'all products may not be available in all states'.
It does give me a starting place to make lots of phone calls on Monday I was just hoping someone would say that Company X will do it.
It is a nice site but it is not accurate. At least not on sub standard LTC. They dont mention Penn Treaty. They also are missing alot of Med Supp companies.
I have a small business owner that is shopping for disability insurance. I can help him with this, but the business expenses quickly overcome any individual disability coverage I can get for him.
What company(ies) write Business Overhead Expense coverage in California? Assurity will write individual disability (not many do), but they don't have any approved BOE plans here.
I need to find him about $5K a month coverage to handle his rent and other overhead.
Dan
Illinois Mutual should handle all of your problems... Shoot me a PM with the specifics and I'll see what I can come up with for you.
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Wayne B., CLU, ChFC, CFP
MDRT 5yr qualifier
PM sent, thanks for any input. As I said in the PM though, I don't think Illinois Mutual writes disability insurance in California. I'm very open to being very wrong on this!
PM sent, thanks for any input. As I said in the PM though, I don't think Illinois Mutual writes disability insurance in California. I'm very open to being very wrong on this!
Dan
Illinios Mutual doesn't write anything in California, smart company probably why I use them!
Great people and the experts on DI, I would think if all else fails you can fall back on AIG. Yet I would think Berkshire/Guardian or Union writes in California.
It turns out, the answer to the question, who writes business overhead expense coverage in California (for a used car dealership) is The Standard. Unfortunately, the Standard doesn't appoint directly, so I'm working on that part of it now....
Business Operating Expense Coverage
I was just hoping someone would say that Company X will do it. 
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