Al, I wonder if mutual of omaha may eventually get rid of these division officies? they can write through the in-house mail order deal -and the brokers. For that matter, so could any ins. company, I guess. I just think the personal service and training of an office is a nice touch, if done correctly. Sounds like some changes are happening.
I hope that MoO's training will sink in. You've proven many times that you refuse to listen to others (and not just me).
My guess is you'll post something like "MoO, I wish I never met 'ya" in about 6-8 weeks.
Rick
Looks like I was correct except for the timing. Managed 13 weeks! (Good for you!)
No need to respond with a post pointing out that you think I'm a jerk, bully, etc. We all know what you're going to write. In fact, just cut and paste any of the 200 or so posts where you've already said that.
Rick
------------------------------------ ILIAA
Training, Community, Support, and Success Independent Life Insurance Agents Assn rick@iliaa.org
No need to respond with a post pointing out that you think I'm a jerk, bully, etc.
Rick
I will respond, Rick, because someone should.
You are a bully.
There is no other way to put it.
The reason you are a bully is that you go out of your way to hurt others. You seek out ways to make yourself look good by making someone else look bad. You take great happiness and comfort in the misadventures and bad luck of others.
You are never happy unless something bad is happening to someone else and you are happiest when you can be the cause of that "badness."
Of all the people in the world you are the absolute last person who should be in this business because you not only make the rest of us look bad (which makes you look good) but I fear in my heart of hearts that you do a disservice to those who mistakenly put their trust in you.
There was no express reason for your post. It didn't add to the knowledgebase nor did it enhance the dialectic. Its sole purpose... your sole purpose... was to make me look bad, to express your happiness at what I think is a sad situation where I work, and it was your attempt to again attain some sense of self-worth at the expense of another agent... another human being.
This was a thread about the career agency system. And everyone was contributing something of value. But not you.
All you brought to the table is your negativity and your bad attitude. I don't know why Sam allows you on this board. I know that I wouldn't because you are not here to share, you are here to attack, which was the express purpose of your post in this thread. It is not lost on me and it is not lost on anyone else here.
To imitate Kieth Oberman, I nominate you as today's "worst person in the world."
I don't know about health / life career shops, but P&C shops do quite well. In fact, most write P&C along with life and health, with many getting into various financial services.
I think all that is happening is there is a lot of consolidation going on, and since P&C agents tend to have to have the overhead costs already, and want to find new ways to pay for it.
al, I wonder if mutual of omaha may eventually get rid of these division officies? I just think the personal service and training of an office is a nice touch, if done correctly.
I don't know what al would say, but I have been going through their training to become a career agent with them in MN. The District Office I'm working out of in the Twin Cities explained that MoO has 4 different business models in the way they sell their products. And the career agent is still the most profitable to them.
I'm new to this business and maybe he could be lying to me. I don't think so but that is just what I was told when asking about how their business is marketed. There is an independent agency in my town that sells products of MoO but they aren't considered a career agent and they cannot offer all that the companies can do. Unless they are an agent of MoO.
I know that overhead with some companies is "suggested" meaning that if you don't do certain things you will probably not get your contract.
Please explain, I don't understand what you mean! Do you mean like SF having an office with all of the trappings is required. If that is the case I can say that the career life agencies do not care but it is a big deal to the P&C's.
What I mean is during your first year you are under a 1-year term contract and at the end of that year you are either given your so called permanent contract or you are sent out. Management "suggests" a lot of things like how many staff, office space, business plan numbers, location, marketing dollars . You can't be forced in to doing any of it but the common knowledge among first year agents is do it or face the consequences. The consequences are that like some in month 11 they were told they were not getting their contract. They had little warning as all first year agents are not to believe they will get the contract until you get the phone call 3 weeks to 3 days in some cases before you sign it. Does this answer your question?
Originally Posted by xrac
Please explain, I don't understand what you mean! Do you mean like SF having an office with all of the trappings is required. If that is the case I can say that the career life agencies do not care but it is a big deal to the P&C's.
moO charges the agent some money -for offices expenses around here, as far as I know. I don't know the exact number.
MoO does not charge agents for anything other then postage and long distance calls (use an unlimited cell phone plan) in the Chicagoland area. Free office space and exclusive leads that they pay for the campaigns on, orphans that havent been contacted in 5-10 years, etc...
Career Agents get this and much more while still maintaining their independent status (can sign with other companies). To keep the career agent contract they must maintain a minimum production requirement...
I don't think Mutual of Omaha's Career Agency is going away anytime soon.
Last edited by captiveagent : 12-09-2008 at 05:01 PM.
Re: Career Agency- going bye bye?
Re: Career Agency- going bye bye?
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