Ramsey has a lot of inaccuracies - such as expecting 12% average rates of returns with "good" mutual funds.
How long ago was that? I find him entertaining so I've been listening to him, but haven't heard him say anything like that.
He is allergic to debt to an extreme.
He calls whole life a ripoff.
He is ELP program doesn't seem to actually vet the advisors which I find disingenuous.
But, overall his message is simple and most of his calls revolve around just telling people to get out of debt. If you're taking the financial advice off an entertainer to tell you to get out of credit card debt and stop buying new cars, not so bad. If you're investing in mutual funds without doing research or a financial advisor, shame on you.