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Brand new to the business... I will be starting my classes next week, and taking the Life and Health in Minnesota in the follwing few ...


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Old 05-10-2009, 05:03 PM   #1
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Brand new to the business... I will be starting my classes next week, and taking the Life and Health in Minnesota in the follwing few days. Wondering if anyone has any advice or suggestions for studying/taking the exam?! All info is welcomed

Thanks!!
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Old 05-10-2009, 05:39 PM   #2
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souldeux on Classes/Studying - Insurance Agent Forum
 
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When you're taking the exam, read the entire question - don't just skim it. They'll throw stuff at you like "all of the following are not an exclusion except..." and crap like that.

When in doubt, always pick the answer that protects the client/consumer more.

If you're doing an online/self-study class, look out for things that tell you "in 2007..." or something like that. Some of the info on my course was outdated (specifically, I remember HSA contribution limits were given for 2006, but I took the class in 2008 - and the test asked about upcoming limits in 2009!).

And relax! It's not that bad, really.
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Old 05-10-2009, 06:55 PM   #3
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The teacher will tell you exactly what you need to know and they have a good idea of what is on the test.

Most of the time, they can tell you what is not important and what is. Also study the practice test on each chapter.

They sell a practice test on cd most of the time,, buy a copy of it also.

You will do fine.
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Old 05-10-2009, 08:11 PM   #4
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I just study a practice exam either online or by CD until I can score better than 80% consistently. I have always passed the examines and I have taken L&H twice and the 6&63 twice.
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Old 05-10-2009, 08:55 PM   #5
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Originally Posted by xrac View Post
I just study a practice exam either online or by CD until I can score better than 80% consistently. I have always passed the examines and I have taken L&H twice and the 6&63 twice.
If you always pass, why did you take everything twice?

Rick
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Old 05-11-2009, 03:00 PM   #6
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Thanks so much for the advice! I will be taking the course at Kaplan so it will be in classroom; hopefully everything will be up to date

Do they give you practice exams at the classes or is it something i should buy regardless?
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Old 05-11-2009, 08:44 PM   #7
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xrac on Classes/Studying - Insurance Agent Forum
 
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Originally Posted by GreenSky View Post
If you always pass, why did you take everything twice? Rick
First, I got licensed but before I ever made a sales call I moved, a hot different career fell into my lap, and my licenses expired without my ever making one sales call.
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Old 12-13-2009, 03:40 PM   #8
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I know this thread is several months old, but for the benefit of others who may be looking for exam help I will give my two cents.
I just passed the L&H exam for the 2nd time last week (let my first one expire) and I decided to use a different strategy that seemed to make it a lot easier for me:

I went through all 100 questions the first time and answered only the questions that I felt ALMOST POSITIVE that I knew the correct answers to. I then went back and did all of the remaining questions making sure to mark the ones that I was having a very difficult time with. I ended up answering all of my "not so sure" questions and only had about 5 that I had to make an educated guess on. There were a few questions that were answered in later questions/scenarios which also helped.
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