Client with MS, will a carrier accept in TX?

happy · 07-19-2007, 05:04 PM

Is there a carrier that that will accept somebody with MS? I know UNICARE is an automatic decline, but how about the other carriers?

somarco · 07-19-2007, 07:58 PM

Kinda doubt it, but Scott is the one to answer it.

I have 2 clients with MS. Meds run $2k+ per month. Can't see a carrier biting off on that kind of nut.

senior-advisor-indiana · 07-19-2007, 08:51 PM

MY mom has MS and she has a shot that she has to take once a week called avonex I think. My mom said it would cost 2K just for that shot without insurance.

happy · 07-20-2007, 01:53 AM

Sorry, i thought i posted this in the individual health insurance forum.

Senior:

What kind of coverage does your mom have? was it diagnosed after she had the coverage or was it a pre-existing condition?

*STIBROKER@AUSTIN.RR.COM* · 07-20-2007, 09:40 AM

Originally Posted by happy

Is there a carrier that that will accept somebody with MS? I know UNICARE is an automatic decline, but how about the other carriers?

risk pool or pull a 2 man......

http://www.txhealthpool.com/

senior-advisor-indiana · 07-20-2007, 12:34 PM

Originally Posted by happy

sorry, i thought i posted this in the individual health insurance forum.

Senior:

What kind of coverage does your mom have? was it diagnosed after she had the coverage or was it a pre-existing condition?

She had group coverage through my dad. The place he worked is closing down so they are still on that policy but will lose it shortly. I don't know what she is gonna do then. I thought about putting her on an MA plan (she is 48) with a stand alone part D but avonex alone will cost her around $400 a month on one of those plans. She takes quite a few meds.