Hi-
I recently claimed on my home insurance after a dish washer leak ruined my kitchen (cabinets, counter tops and floor). The insurance company paid for the damage and kept back 10% or roughly that for recoverable depreciation.
Does anyone have an opinion on IF i can get that back given the fact that 1) I decided to do the work myself and don't have a contractor and 2) I ripped it all out and started from scratch and put a whole new kitchen in, different layout, basically everything different... So we didn't restore it back as it was.
Am I in a grey area here? Any idea on how I should approach my insurance company?
Any help would be much appreciated!
I recently claimed on my home insurance after a dish washer leak ruined my kitchen (cabinets, counter tops and floor). The insurance company paid for the damage and kept back 10% or roughly that for recoverable depreciation.
Does anyone have an opinion on IF i can get that back given the fact that 1) I decided to do the work myself and don't have a contractor and 2) I ripped it all out and started from scratch and put a whole new kitchen in, different layout, basically everything different... So we didn't restore it back as it was.
Am I in a grey area here? Any idea on how I should approach my insurance company?
Any help would be much appreciated!
