Register here to view the forum without ads

Insurance Agent Forum
Join our Facebook Fan Page  Join our LinkedIn Group of Insurance Agents  Follow Insurance Agents Forum on Twitter
Currently Online: 215
Members: 13,187
Discussions: 15,210
Messages: 199,467
Views: 7,995,260

Go Back   Insurance Agent Forum > Insurance Agents and Brokers Forum > General Insurance Agent Discussions

Health Choice One

Scroll down for a discussion on Critical Illness Insurance within the General Insurance Agent Discussions.

Anyone have any links to any CI forums,threads or training sites? Looking into adding this to my armoury. Currently have Assurity and Protective Thanks...


Reply to Critical Illness Insurance
Old 09-23-2009, 12:21 AM   #1
Guru
 
WinoBlues on Critical Illness Insurance - Insurance Agent Forum
 
Join Date: Jan 2009
Posts:338
State: WinoBlues is an Insurance Agent from California
Critical Illness Insurance             Go to Top


Anyone have any links to any CI forums,threads or training sites? Looking into adding this to my armoury.

Currently have Assurity and Protective

Thanks
Choose Insurance Type

Enter Zip Code
WinoBlues is online now   Reply With Quote to Critical Illness Insurance

Register Now for FREE!
Are you an Insurance Agent Forum member yet? To sign up for your FREE INSTANT account, fill out the form below!

Username:     Password:   Confirm Password:     E-Mail:   Confirm E-Mail:

    Question of the day:   Time is M*** Agree to forum rules 


Old 09-23-2009, 12:36 AM   #2
Super Genius
 
COInsguy on Critical Illness Insurance - Insurance Agent Forum
 
Join Date: May 2009
Posts:97
State: COInsguy is an Insurance Agent from Colorado
Send a message via Yahoo to COInsguy
Re: Critical Illness Insurance             Go to Top

Go to AHCP's website, they have online training from the Colorado Bankers VP, videos and what not... You don't have to write for AHCP to see them. Gives some decent advice
COInsguy is online now   Reply With Quote to Critical Illness Insurance
Old 09-23-2009, 01:42 AM   #3
Super Genius
 
Join Date: Feb 2008
Posts:22
State: gudhealth is an Insurance Agent from Texas
Re: Critical Illness Insurance             Go to Top

Hey ... I am the Broker Liason for Allbright Marketing Group and we have a GREAT critical illness plan. It is on a health chassis not a life chassis, so that means you WILL get it issued. Colorado Bankers is on a life chassis, so it is harder underwriting. THE BEST THING is that you can add return of premium on to it! The commission rate is 35% and with a 9 month advance. Go to www.amgofamerica.com to learn more, or call me anytime 866-756-6199. We not only have a great product, but we give you tools and teach you how to sell it! These plans can be very profitable especially during this day in time, and they will survive whatever happens with healthcare!

Dee Dee Allbright
gudhealth is offline   Reply With Quote to Critical Illness Insurance
Old 09-23-2009, 02:17 AM   #4
Guru
 
YouGotMyMoney on Critical Illness Insurance - Insurance Agent Forum
 
Join Date: Feb 2009
Posts:442
State: YouGotMyMoney is an Insurance Agent from Florida
Re: Critical Illness Insurance             Go to Top

35%?

No offense, but are you out of your damn mind?
YouGotMyMoney is online now   Reply With Quote to Critical Illness Insurance
Old 09-23-2009, 02:46 AM   #5
Guru
 
Join Date: May 2008
Posts:370
State: magagent is an Insurance Agent from Tennessee
Re: Critical Illness Insurance             Go to Top

What would a good critical illness street level contract be?
magagent is online now   Reply With Quote to Critical Illness Insurance
Old 09-23-2009, 04:49 AM   #6
Guru
 
YouGotMyMoney on Critical Illness Insurance - Insurance Agent Forum
 
Join Date: Feb 2009
Posts:442
State: YouGotMyMoney is an Insurance Agent from Florida
Re: Critical Illness Insurance             Go to Top

My contract with Assurity is 70/80

CBL you can get for 90

Loyal American , 45% but they got lot's of add on's.
------------------------------------
Mark
"Corner Bar"---Independent Agent Anthem

My credit score's fallen like the New York Mets
There ain't a debt collector that ain't called yet
They say, "Money don't talk, it only swears"
And got me cussing in my underwear
YouGotMyMoney is online now   Reply With Quote to Critical Illness Insurance
Old 09-23-2009, 06:14 AM   #7
Guru
 
Markingriffin on Critical Illness Insurance - Insurance Agent Forum
 
Join Date: May 2008
Posts:2,162
State: Markingriffin is an Insurance Agent from Georgia
Send a message via AIM to Markingriffin
Re: Critical Illness Insurance             Go to Top

I want to share some of Assurity LIfe Training stuff on C.I. Products.

Here is a lot of training from Assurity Life talking about C.I.
The Hidden Costs of CI
Ken Smith/ Eric Teply Director of Health Products, Ken Smith, interviews Assurity's own Eric Teply, Regional Sales Coordinator - SE Region.
Opportunities with CI Troy Branch Director of Life Products, Troy Branch offers up his Ken Smith impersonation.
CI for Physicians Ken Smith Conversation starters for high income professionals.
CI for Self Employed Ken Smith Establishing need concepts for self employed individuals.
CI vs. Cancer Insurance - I Ken Smith Part I: Comparison of features and coverages.

CI vs. Cancer Insurance - II Ken Smith Part II: Keys to Selling CI
CI Sales Approaches - I Ken Smith Discussion of time and success-tested CI sales techniques.
CI Sales Approaches - II Ken Smith Discussion of time and success-tested CI sales techniques.
CI Sales Approaches - III Ken Smith Discussion of time and success-tested CI sales techniques.
Smith/Leech Interview Two experts discuss the nature of CI and the CI sale.
Dr. Marius Barnard interview
(full-length)
Ken Smith/Dr. Barnard
Phone interview (22 minutes) with the "Father" of critical illness.

Dr. Marius Barnard interview
(excerpt)
Ken Smith/Dr. Barnard
Phone interview (8 minutes) with the "Father" of critical illness.

Critical Illness 101
Ken Smith
The opportunity, need, history and Assurity's products.

Critical Illness 201
Ken Smith
Sales process, markets, approach and presentation techniques.

Selling CI with DI in the Business Market
Ken Smith
Selling techniques to close the CI sale in business markets.

CI: Opportunity and Sales Ideas
Ken Smith
Information on selling CI to prospects.

Selling CI with Medical Insurance
Ken Smith/
Michael Hunter
Ike Kelley
Matt Benore
Steven Pfeifer
Information on selling CI with medical insurance to prospects.

Planning for Survival
Survivors of CI
Interview responses from three CI survivors.

CI Spotlight with Diane Palm
Ken Smith
Diane Palm
Ken Smith interviews Diane Palm, whose husband experienced a qualifying CI condition.
To learn more about Assurity Life or to get contracted, Click Here.
- - - - - - - - - - - - - - - - - -
This is something that I wrote that may help you also.

Do you want a get well card or a check?

After having a heart attack, stoke or getting cancer do you want a get well card or a check?

While getting many get well cards is nice, it won’t pay the bills. How would a check for $10,000, $25,000, $50,000 or $100,000 help you?

The truth is that most people don’t die after having a heart attack, stoke or getting cancer. Even if you have the best health insurance in the world, you will still have a deductible to pay and other expenses that you may not be considering. Such as you will be out of work and will not be receiving a pay check or your income will go down.

What I want to do is to send you a check, instead of a get well card. I want to make sure if you get one of the following conditions, A,B,C,D, ect, that you will receive a check from ABC COMPANY. Let me help you determine how much you will need if one of these conditions happens to you.


The get well card or check idea works on many different products. D.I. , C.I. or maybe even health insurance.

My mother has had 3 heart attacks. You may ask how she is still alive. She told me the other day that she should be dead after having just one heart attack. The biggest problem is the fact that she didn’t die. She has plenty of life insurance. But the question is how much insurance she has besides health insurance, to cover the expenses of having a heart attack. She was out of work for over 3 month with little income. She had to see 3 different doctors that all were far away. She had great health insurance, but it didn’t cover everything. She had an 80/20 plan and had a deductible. The bills started pilling in all at the same time and the company didn’t understand that fact that she could not work and just had a heart attack.

To make this short, would a check or a get well card had helped her? What I’m selling is protection and a check.

I just wrote this up in a hurry to show you. This is not the letter that I send to my clients. Many insurance companies will give you something to send to the clients promoting these kinds of products, but I would also use this with it. I want to show you the idea and you can make it your own. I’m trying to just show you the concept of the idea.

How many people do you know that could have used a check instead of a get well card?

If you don’t have a company to offer this kind of protection, just email me. I have plans that also offer Return of Premium in case they don’t ever use this coverage that they will get all of their money back. There are tons of great products and companies to use for this idea.
------------------------------------
Mark Rosenthal aka markingriffin
IMO/Ins Agent/Agent Trainer/Free Advice
markcrosenthal@aol.com www.realfastservice.com
Please visit mywebsite to learn more about me.
Email me for my Free Prospecting MP3 Tapes.

Last edited by Markingriffin : 09-23-2009 at 06:18 AM. Reason: Posts merged
Markingriffin is offline   Reply With Quote to Critical Illness Insurance
Old 09-23-2009, 07:29 AM   #8
Expert
 
Join Date: Jun 2009
Posts:235
State: jmhopkins40 is an Insurance Agent from Ohio
Re: Critical Illness Insurance             Go to Top

Originally Posted by COInsguy View Post
Go to AHCP's website, they have online training from the Colorado Bankers VP, videos and what not... You don't have to write for AHCP to see them. Gives some decent advice
Don't they charge approx. $300 per year for all that great advice??????
jmhopkins40 is offline   Reply With Quote to Critical Illness Insurance
Old 09-23-2009, 06:36 PM   #9
Super Genius
 
COInsguy on Critical Illness Insurance - Insurance Agent Forum
 
Join Date: May 2009
Posts:97
State: COInsguy is an Insurance Agent from Colorado
Send a message via Yahoo to COInsguy
Re: Critical Illness Insurance             Go to Top

I could care less if you use ahcp to get contracted, I was merely suggesting where some free training videos are.... anyone can go on that website and watch them whether your appointed w/ahcp or not. I didn't mean to open up the AHCP debate here, just telling the guy where some training info can be found!
COInsguy is online now   Reply With Quote to Critical Illness Insurance
Old 09-23-2009, 07:20 PM   #10
Guru
 
Join Date: Sep 2006
Posts:3,510
State: arnguy is an Insurance Agent from Pennsylvania
Re: Critical Illness Insurance             Go to Top

Good stuff. Mark. Thank you for sharing it with us.
arnguy is offline   Reply With Quote to Critical Illness Insurance
Old 09-23-2009, 08:27 PM   #11
Guru
 
WinoBlues on Critical Illness Insurance - Insurance Agent Forum
 
Join Date: Jan 2009
Posts:338
State: WinoBlues is an Insurance Agent from California
Re: Critical Illness Insurance             Go to Top

Man! This forum is awesome.

One of the hardest parts of being an independent, is not having that large confrence table at a large agency. To bounce ideas off of.

You could Goggle "critical illness training" and get a list. However, a list has never sold a policy.

Thanks, The consult fee is in the mail.
WinoBlues is online now   Reply With Quote to Critical Illness Insurance
Old 09-23-2009, 08:41 PM   #12
Guru
 
YouGotMyMoney on Critical Illness Insurance - Insurance Agent Forum
 
Join Date: Feb 2009
Posts:442
State: YouGotMyMoney is an Insurance Agent from Florida
Re: Critical Illness Insurance             Go to Top

Originally Posted by jmhopkins40 View Post
Don't they charge approx. $300 per year for all that great advice??????

$300 for what?
YouGotMyMoney is online now   Reply With Quote to Critical Illness Insurance
Old 09-23-2009, 08:44 PM   #13
Super Genius
 
tyler9953 on Critical Illness Insurance - Insurance Agent Forum
 
Join Date: Aug 2009
Posts:25
State: tyler9953 is an Insurance Agent from Alabama
Re: Critical Illness Insurance             Go to Top

Mutual of Omaha has a nice policy. AIM has a good CI as well. It is guarantee issue. They also have guarantee issue health plans that are excellenet plans given the right circumstance. You should check them out @ aimhealthplans .com
tyler9953 is offline   Reply With Quote to Critical Illness Insurance
Old 10-30-2009, 12:39 AM   #14
Guru
 
GreenSky on Critical Illness Insurance - Insurance Agent Forum
 
Join Date: Mar 2007
Posts:4,534
State: GreenSky is an Insurance Agent from California
Re: Critical Illness Insurance             Go to Top

Hey Dan - Why is every post about recruiting agents? We call that SPAM.

Rick
GreenSky is online now   Reply With Quote to Critical Illness Insurance
Old 10-30-2009, 02:00 AM   #15
Guru
 
WinoBlues on Critical Illness Insurance - Insurance Agent Forum
 
Join Date: Jan 2009
Posts:338
State: WinoBlues is an Insurance Agent from California
Re: Critical Illness Insurance             Go to Top

Wow!!! and can you give me stamina and make strong like Bull?!?


Originally Posted by InsuranceDan View Post
to put the icing on the cake, how about also educating your clients about critical illness. I give each of my assurity agents their own website which has a great video to get them to request a quote from you.

Also i give all my assurity agents a critical illness turn-key mailing piece they send out through our turn-key system for only 38 cents a piece. Get tons of CI leads from concerned individuals. Hope you don't have your Assurity contract somewhere else.

WinoBlues is online now   Reply With Quote to Critical Illness Insurance
Old 10-30-2009, 07:09 AM   #16
Guru
 
Winter on Critical Illness Insurance - Insurance Agent Forum
 
Join Date: Dec 2006
Posts:4,668
State: Winter is an Insurance Agent from Kosova
Re: Critical Illness Insurance             Go to Top

Originally Posted by WinoBlues View Post
Man! This forum is awesome.

One of the hardest parts of being an independent, is not having that large confrence table at a large agency. To bounce ideas off of.
One of the easiest parts of being independent is to not have to deal with idiots who are usually sitting around that large conference table and have not done any thinking inside or outside of work for the last ten years.

But yeh, having a large table is good. You can spread out your leads and nacho chips on it while watching the blondes on Fox and making cold calls.


------------------------------------
Spending Our Way to Prosperity
Winter is online now   Reply With Quote to Critical Illness Insurance
Old 10-30-2009, 01:50 PM   #17
Expert
 
Join Date: Feb 2009
Posts:102
State: Graham is an Insurance Agent from Michigan
Re: Critical Illness Insurance             Go to Top

Conseco has a nice CI/Cancer policy.

Choose Insurance Type Enter Zip Code


Graham is offline   Reply With Quote to Critical Illness Insurance
Reply to Critical Illness Insurance

  Insurance Forum > Insurance Agent Forum > Insurance Agents and Brokers Forum > General Insurance Agent Discussions



Thread Tools
Display Modes

Similar Threads with Critical Illness Insurance
Thread Thread Starter Forum Replies Last Post
Critical Illness arnguy Disability Insurance Forum 38 10-14-2009 09:10 AM
ABC and NBC Refuse to Run Ad Critical of Obama Health Care Markingriffin Health Insurance Reform Forum 19 08-31-2009 06:58 PM
Critical Illness Plan - Stent Heart? vertex Individual Health Insurance Forum 0 07-03-2009 08:06 PM
Stand Alone Accident Plans and Critical Illness MHart Individual Health Insurance Forum 62 01-27-2009 02:30 PM
Chronic Illness and Secure Horizons policy doctor Senior Insurance Forum 4 12-15-2007 11:06 PM



All times are GMT -5. The time now is 06:12 PM.


Powered by vBulletin® Version 3.6.12 Secure
Copyright ©2000 - 2009, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.3.0