Register here for full access to our forums

Insurance Agent Forum
Join our Facebook Fan Page  Join our LinkedIn Group of Insurance Agents  Follow Insurance Agents Forum on Twitter
Currently Online: 206
Members: 15,409
Discussions: 18,071
Messages: 234,033

Go Back   Insurance Agent Forum > Insurance Agents and Brokers Forum > Life Insurance Forum


Scroll down for a discussion on Damage control talking points within the Life Insurance Forum.

My phone is ringing this morning (it is only 8:30 am here now) with clients (and prospects) who are scared. I've not seen 100 pt. ...


Reply to Damage control talking points
Old 09-15-2008, 10:41 AM   #1
al3
Guru
 
al3 on Damage control talking points - Insurance Agent Forum
 
Join Date: Sep 2006
Posts:3,949
Damage control talking points             Go to Top

My phone is ringing this morning (it is only 8:30 am here now) with clients (and prospects) who are scared. I've not seen 100 pt. ACROSS THE WHOLE FRONT PAGE headlines in the WSJ since 9/11. People are starting to panic (not a whole lot... but I can hear it in their voices.)

From a life insurance standpoint what are the "damage control" talking points? Besides saying "Don't worry" what else can we be saying (that is TRUE) to better educate our clients on what is going down in the financial markets.

Those of you who went through Ex Life and Conseco can provide some insight to us on this... I hope.

("Mr. Client I suggest you jump out the window" is NOT the right answer!! ) **

The Jackass

** When I was a boy we had atomic bomb drills in school. We were told to get under our desks and crouch down and put our head on or between our knees. I remember one 6th grader who said... "and kiss your ass good-bye!" I joke, but those were scary times.)
al3 is offline   Reply With Quote to Damage control talking points

Register Now for FREE!
Are you an Insurance Agent Forum member yet? To sign up for your FREE INSTANT account, fill out the form below!

Username:     Password:   Confirm Password:     E-Mail:   Confirm E-Mail:

    Question of the day:   How many stars are in USA flag? Agree to forum rules 


Old 09-15-2008, 11:42 AM   #2
Guru
 
joshril on Damage control talking points - Insurance Agent Forum
 
Join Date: Oct 2006
Posts:1,468
Re: Damage control talking points             Go to Top

Originally Posted by al3 View Post
My phone is ringing this morning (it is only 8:30 am here now) with clients (and prospects) who are scared. I've not seen 100 pt. ACROSS THE WHOLE FRONT PAGE headlines in the WSJ since 9/11. People are starting to panic (not a whole lot... but I can hear it in their voices.)

From a life insurance standpoint what are the "damage control" talking points? Besides saying "Don't worry" what else can we be saying (that is TRUE) to better educate our clients on what is going down in the financial markets.

Those of you who went through Ex Life and Conseco can provide some insight to us on this... I hope.

("Mr. Client I suggest you jump out the window" is NOT the right answer!! ) **

The Jackass

** When I was a boy we had atomic bomb drills in school. We were told to get under our desks and crouch down and put our head on or between our knees. I remember one 6th grader who said... "and kiss your ass good-bye!" I joke, but those were scary times.)
Just tell them that the Fed will continue to bailout these companies and we'll just see an increase in taxes to cover the expense...
joshril is offline   Reply With Quote to Damage control talking points
Old 09-15-2008, 11:51 AM   #3
Guru
 
Join Date: May 2007
Posts:4,927
Re: Damage control talking points             Go to Top

Vote for Obama!!!
Mr. Bill is offline   Reply With Quote to Damage control talking points
Old 09-15-2008, 11:53 AM   #4
al3
Guru
 
al3 on Damage control talking points - Insurance Agent Forum
 
Join Date: Sep 2006
Posts:3,949
Re: Damage control talking points             Go to Top

Originally Posted by Mr. Bill View Post
Vote for Obama!!!
You and I are the only ones on this board who will!!

The Jackass
al3 is offline   Reply With Quote to Damage control talking points
Old 09-15-2008, 11:55 AM   #5
Guru
 
Join Date: May 2007
Posts:4,927
Re: Damage control talking points             Go to Top

Yes, but for ENTIRELY different reasons, and yet, I am starting to convince my friends of my strategy as well!

Landslide for Obama!!!
Mr. Bill is offline   Reply With Quote to Damage control talking points
Old 09-15-2008, 11:58 AM   #6
Guru
 
joshril on Damage control talking points - Insurance Agent Forum
 
Join Date: Oct 2006
Posts:1,468
Re: Damage control talking points             Go to Top

I don't understand how anyone that owns their own business could vote for Obama... Well, maybe if you have an unsuccessful small business the welfare could come in handy...
joshril is offline   Reply With Quote to Damage control talking points
Old 09-15-2008, 12:12 PM   #7
al3
Guru
 
al3 on Damage control talking points - Insurance Agent Forum
 
Join Date: Sep 2006
Posts:3,949
Re: Damage control talking points             Go to Top

Originally Posted by joshril View Post
I don't understand how anyone that owns their own business could vote for Obama... Well, maybe if you have an unsuccessful small business the welfare could come in handy...
After the veteran starting QB throws four picks and fumbles three times, why does the coach put the rookie in?

Asked and answered.

The Jackass
al3 is offline   Reply With Quote to Damage control talking points
Old 09-15-2008, 12:17 PM   #8
Guru
 
Join Date: May 2007
Posts:4,927
Re: Damage control talking points             Go to Top

True, Al, but no NFL team would put in a complete novice who may have given a good speech.

I still say, Vote for Obama!!!
Mr. Bill is offline   Reply With Quote to Damage control talking points
Old 09-15-2008, 12:58 PM   #9
Guru
 
joshril on Damage control talking points - Insurance Agent Forum
 
Join Date: Oct 2006
Posts:1,468
Re: Damage control talking points             Go to Top

Originally Posted by al3 View Post
After the veteran starting QB throws four picks and fumbles three times, why does the coach put the rookie in?

Asked and answered.

The Jackass
The football coach wouldn't put a pitcher in the quaterback's spot though...
joshril is offline   Reply With Quote to Damage control talking points
Old 09-15-2008, 01:49 PM   #10
Expert
 
R. Paul Aguirre on Damage control talking points - Insurance Agent Forum
 
Join Date: Sep 2008
Posts:151
State: R. Paul Aguirre is an Insurance Agent from California
Re: Damage control talking points             Go to Top

I just sent all of my agents links to the Guarantee Fund websites and some "good spin" quotes from CNN.
R. Paul Aguirre is offline   Reply With Quote to Damage control talking points
Old 09-15-2008, 02:41 PM   #11
Guru
 
Join Date: May 2007
Posts:1,112
Re: Damage control talking points             Go to Top

Been through several insurance company failures, first, client is insured up to the state guarantee, second never had a client lose money or benefits from a defunct company. Another company generally buys the book of business and it is business as usual. Had several phone calls today myself, trying to get an email from AIG but their main offices are in Houston.
bluemarlin08 is online now   Reply With Quote to Damage control talking points
Old 09-15-2008, 02:59 PM   #12
Guru
 
moonlightandmargaritas on Damage control talking points - Insurance Agent Forum
 
Join Date: Sep 2006
Posts:6,601
State: moonlightandmargaritas is an Insurance Agent from Florida
Re: Damage control talking points             Go to Top

Originally Posted by al3 View Post
After the veteran starting QB throws four picks and fumbles three times, why does the coach put the rookie in?
Really? Since you are an NFL swami now, maybe you could cite a few examples where this has happened?
------------------------------------
Don't steal - the government hates competition.
moonlightandmargaritas is offline   Reply With Quote to Damage control talking points
Old 09-15-2008, 04:06 PM   #13
Expert
 
R. Paul Aguirre on Damage control talking points - Insurance Agent Forum
 
Join Date: Sep 2008
Posts:151
State: R. Paul Aguirre is an Insurance Agent from California
Re: Damage control talking points             Go to Top

Originally Posted by bluemarlin08 View Post
Been through several insurance company failures, first, client is insured up to the state guarantee, second never had a client lose money or benefits from a defunct company. Another company generally buys the book of business and it is business as usual. Had several phone calls today myself, trying to get an email from AIG but their main offices are in Houston.

You can still get through to a live customer service rep.... as far as being able to answer any of these pressing questions is another thing.
R. Paul Aguirre is offline   Reply With Quote to Damage control talking points
Old 09-15-2008, 06:31 PM   #14
Guru
 
padthaiforlunch on Damage control talking points - Insurance Agent Forum
 
Join Date: Sep 2007
Posts:1,523
State: padthaiforlunch is an Insurance Agent from Colorado
Re: Damage control talking points             Go to Top

Originally Posted by joshril View Post
I don't understand how anyone that owns their own business could vote for Obama... Well, maybe if you have an unsuccessful small business the welfare could come in handy...

I believe we should pay more tax.
padthaiforlunch is offline   Reply With Quote to Damage control talking points
Old 09-15-2008, 06:40 PM   #15
Guru
 
Join Date: May 2007
Posts:4,927
Re: Damage control talking points             Go to Top

Originally Posted by padthaiforlunch View Post
I believe we should pay more tax.
You are welcome to do so. The tax code does not require you to take any deductions. It simply authorizes you to take such deductions up to limited amounts.
Mr. Bill is offline   Reply With Quote to Damage control talking points
Reply to Damage control talking points

  Insurance Forum > Insurance Agent Forum > Insurance Agents and Brokers Forum > Life Insurance Forum



Thread Tools
Display Modes

Similar Threads with Damage control talking points
Thread Thread Starter Forum Replies Last Post
damage mitigation PreferredRestoration General Insurance Agent Discussions 4 08-18-2008 08:10 AM
Investment recovery talking points al3 Life Insurance Forum 17 07-06-2008 10:50 PM
When no one knows what they're talking about healthagent Individual Health Insurance Forum 19 01-15-2008 06:42 AM



All times are GMT -5. The time now is 11:41 AM.


Powered by vBulletin® Version 3.6.12 Secure
Copyright ©2000 - 2010, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.3.0