I always wondered if there was a good policy. One that you didn't have to die to "win" with. I found something that is a good investment and life insurance. It gains value over time as you pay into it (Like all other life insurance) but you can borrow from it too. The neat part is that the policy continues to grow as if you never took anything out of it. You can then pay the borrowed money back into the policy and not run a huge risk. (In my opinion it may be the best way to invest money. Anyway, I really enjoy using this program as do the other folks that I've helped get into it.
I always wondered if there was a good policy. One that you didn't have to die to "win" with. I found something that is a good investment and life insurance. It gains value over time as you pay into it (Like all other life insurance) but you can borrow from it too. The neat part is that the policy continues to grow as if you never took anything out of it. You can then pay the borrowed money back into the policy and not run a huge risk. (In my opinion it may be the best way to invest money. Anyway, I really enjoy using this program as do the other folks that I've helped get into it.
This sounds incredible. I've never heard of such a thing. Where can I find out more information?!
I always wondered if there was a good policy. One that you didn't have to die to "win" with. I found something that is a good investment and life insurance. It gains value over time as you pay into it (Like all other life insurance) but you can borrow from it too. The neat part is that the policy continues to grow as if you never took anything out of it. You can then pay the borrowed money back into the policy and not run a huge risk. (In my opinion it may be the best way to invest money. Anyway, I really enjoy using this program as do the other folks that I've helped get into it.
Wait, isn't this from Mutual of Obama? You don't pay for it, someone else does?
It makes sense. Why should you have to pay for something someone else benefits from? Just make the grandchildren pick up the tab since they get the eventual benefit anyway.
"Guarantee their tomorrow so you can focus on today"
--Mutual of Obama
I always wondered if there was a good policy. One that you didn't have to die to "win" with. I found something that is a good investment and life insurance. It gains value over time as you pay into it (Like all other life insurance) but you can borrow from it too. The neat part is that the policy continues to grow as if you never took anything out of it. You can then pay the borrowed money back into the policy and not run a huge risk. (In my opinion it may be the best way to invest money. Anyway, I really enjoy using this program as do the other folks that I've helped get into it.
You must be talking about some type of variable life, because life insurance other than variable life cannot be called an investment.
I always wondered if there was a good policy. One that you didn't have to die to "win" with. I found something that is a good investment and life insurance. It gains value over time as you pay into it (Like all other life insurance) but you can borrow from it too. The neat part is that the policy continues to grow as if you never took anything out of it. You can then pay the borrowed money back into the policy and not run a huge risk. (In my opinion it may be the best way to invest money. Anyway, I really enjoy using this program as do the other folks that I've helped get into it.
You need to talk to Chumps about marketing this to his association of almost 100,000 members, he does things like this, you know. Of course, he may want a small commission, and there are rules and stipulations in how he allows marketing access to his members. But I can tell you this: His members really trust him and they buy almost everything he recommends, so if he allows you access you will have a great response! Perchance he will post some info here for you to further investigate. Cheers.
I always wondered if there was a good policy. One that you didn't have to die to "win" with. I found something that is a good investment and life insurance. It gains value over time as you pay into it (Like all other life insurance) but you can borrow from it too. The neat part is that the policy continues to grow as if you never took anything out of it. You can then pay the borrowed money back into the policy and not run a huge risk. (In my opinion it may be the best way to invest money. Anyway, I really enjoy using this program as do the other folks that I've helped get into it.
OK, Spencer, convince me, let's see the goods... I want facts, that's as in figures not obfuscations. Here's a scenario4U:
-Male 45/45, never smoked, super deluxe delicious health and family genetics. Doesn't do anything more risky than taking I95 from N.Miami to Boca.... pick your face amount, but state it in your reply.
I always wondered if there was a good policy. One that you didn't have to die to "win" with. I found something that is a good investment and life insurance. It gains value over time as you pay into it (Like all other life insurance) but you can borrow from it too. The neat part is that the policy continues to grow as if you never took anything out of it. You can then pay the borrowed money back into the policy and not run a huge risk. (In my opinion it may be the best way to invest money. Anyway, I really enjoy using this program as do the other folks that I've helped get into it.
Are you talking about a company that offers whole life policies with non-direct recognition? On policy loans companies that have direct recognition do not continue to pay dividends on policy loan amounts. However, non-direct recognition companies do. Mass Mutual is a non-direct recognition company whereas Guardian is direct recognition. This makes MM a better choice if one wants to tap the cash value of a policy in the form of a loan.
Spencer,
Why in the world would you want to borrow your own money ??
That is just plain stupidity.
That is like putting your money in a savings account in a bank where the bank makes the big profit and lets you borrow it, where is the sense in that ??
When you borrow from a WL policy, you're not borrowing "your money". You're taking a loan against the CSV and the insurance company is using the death benefit as collateral. The money only becomes yours when you surrender the policy - hence the term "Cash Surrender Value".
The difference between borrowing on your own money via a bank and a WL policy is that you (theoretically) never need to pay off the WL loan. The loan itself has interest charged, but does not affect the performance of the policy. If the policy is a par WL policy, the policy continues to pay dividends, increase the CSV, and increases the death benefit. At death, the beneficiary will receive the death benefit, less the policy loan, which may or may not be higher than the original DB.
As to your original statement as to why to do this, you don't have to. It allows a client flexibility, a competitive savings rate compared to a bank, and depending on your state, the CSV is creditor-protected.
Okay, I will bate. Come back with your next post and tell us how we can make tons of money using your system.
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Mark Rosenthal aka markingriffin
IMO/Ins Agent/Agent Trainer/Free Advice markcrosenthal@aol.comwww.realfastservice.com
Please visit mywebsite to learn more about me.
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Die to Win?
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