Best Co. for Individual Cancer and Ind. Disability Insurance
- Thread starter Sunny2014
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- disability
- 11,275
Re: Best Co. for Individual Cancer and Ind. Disabilty Insu
I'd look at Mutual of Omaha:
Disability Insurance: Short Term & Long Term Disability Insurance by Mutual of Omaha
Critical Illness Insurance: Critical Illness Insurance from Mutual of Omaha
Heart Attack, Stroke, Cancer Insurance: (not in CA, so the link isn't available for me)
https://www.mutualofomaha.com/cancer-insurance/not-available.php
I'd look at Mutual of Omaha:
Disability Insurance: Short Term & Long Term Disability Insurance by Mutual of Omaha
Critical Illness Insurance: Critical Illness Insurance from Mutual of Omaha
Heart Attack, Stroke, Cancer Insurance: (not in CA, so the link isn't available for me)
https://www.mutualofomaha.com/cancer-insurance/not-available.php
Second .
For the DI, it also matters what type of demographics you work. MoO can be competitve for blue collar but if you focus on the professional market, you're going to want a few more like Met and Principal. (Standard, Mass, Guardian etc.)
Is Assurant a Cancer plan or a Critical Illness plan?
I like them both but it all depends on the situation. CHS is less expensive but it does not cover as much. CI is great if it fits into the prospects budget and it has a life death benefit so it can help satisfy any life insurance needs they may have. CHS is also a simplified underwritten product where the CI is fully underwritten.
- 11,275
I'm only familiar with Northwestern Mutual by reputation.
If I may ask you, what makes their 'new' DI policy better than Guardian's DI policy that has (traditionally) been thought of as "the go-to" DI product for physicians and surgeons?
If I may ask you, what makes their 'new' DI policy better than Guardian's DI policy that has (traditionally) been thought of as "the go-to" DI product for physicians and surgeons?
