Disability for musician

[Winter_123]

Surplus lines carriers have the ability to write a plan with a lump sum payout based on specific definitions or disabling conditions. They are not bound by the normal hoops traditional carriers use, which would include an own occ definition.

Right, you basically get into a Lloyds of London type of scenario where you are insuring against an event or occurence of some condition without regard to whether it consitutes a financial loss or disability even it usually does.

Winter

 

[wammy]

A lot of great information here.

 

[arnguy]

OMGH, wammy, you are resurrecting all these ancient posts with one sentence comments. Why? Are you trying to build up your post count? Please let them rest in peace.

 

[somarco]

Arnie, methinks he is trying to get to 20 posts so he can PM folks about UandIwin.

 

[ABC]

First what was the guys income that he is reporting?
So many of these guys get paid in cash or don't claim it.
If they are giving private lessons and that is a big source of their income yet they don't report it.

 

[arnguy]

Arnie, methinks he is trying to get to 20 posts so he can PM folks about UandIwin.

I think you are correct, Bob.