I was told I had opted out ....medicare for 2015 would remain traditional. not mycare. then i got a letter saying medicare confirmed that i no longer have traditional medicare...that mycare had enrolled me in mycare for my medicare. ANYWAY. I was trying to find out what creditable insurance would exclude you from mycare medicaid...if in an area that is mandatory. or anything that would. any comments please? watch out ...your opt out may not work....you may have to repeat it again. take care. I want to assure my right to keep my meds and not be governed by an insurance co. formulary. any comments? Thanks.