Insurance Agent Forum

[SydRogers]

One of the things I like most about Aviva (the 5th largest and oldest insurance company in the world...300+ years) is that they offer a Table Shaving program offering Standard on anyone approved Tables 1-3. Hard to beat that. I don't work for them and only use them as an Independent GA, but they have made me a lot of money and my clients have been very satisfied.

[insuranceexec]

Originally Posted by SydRogers

One of the things I like most about Aviva (the 5th largest and oldest insurance company in the world...300+ years) is that they offer a Table Shaving program offering Standard on anyone approved Tables 1-3. Hard to beat that. I don't work for them and only use them as an Independent GA, but they have made me a lot of money and my clients have been very satisfied.

Lincoln and North American have the same "table shave" program.

What I find curious is that we shopped the case through a number of carriers, and Aviva happened to be one of them. And it came back rated higher than any other carrier at a table 5.

Nothing wrong with that except it makes me wonder if they are shaving in the wrong direction to help further their cause.............LOL

Lincoln and NA came back at table 3, shaved back to standard.

[Soon2BMDRT]

No lapse GTD UL is just lifetime term. There are also premiums due for the entire lifetime of the insured. There are a lot of things that can happen or go wrong.