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Reply to E&O for Agent with Felony Conviction     
Old 07-07-2017, 07:35 PM   #1
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E&O for Agent with Felony Conviction E&O for Agent with Felony Conviction
I am currently a FE agent and writing for several carriers. I am trying to add a new carrier that requires me to have E & O insurance. I have been unable to find an E & O carrier that will accept me.

Does anyone have experience with this?
Where can I get E & O?

My charge is not finance or fraud related and i did not have much trouble getting my life license.
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Old 07-07-2017, 10:06 PM   #2
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E&O for Agent with Felony Conviction Re: E&O for Agent with Felony Conviction
check out NAPA they advertise on the forum...
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Old 07-07-2017, 10:09 PM   #3
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E&O for Agent with Felony Conviction Re: E&O for Agent with Felony Conviction roachpalace is the thread starter for: E&O for Agent with Felony Conviction

Originally Posted by b61mack View Post
check out NAPA they advertise on the forum...
Thank you, but they have already denied me...
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Old 07-08-2017, 11:24 AM   #4
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State: Mike Siegal is an Insurance Agent from Undisclosed Location
E&O for Agent with Felony Conviction Re: E&O for Agent with Felony Conviction
Originally Posted by roachpalace View Post
Thank you, but they have already denied me...
Have you tried "Hiscox?"
What state are you in?
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Old 07-08-2017, 12:13 PM   #5
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E&O for Agent with Felony Conviction Re: E&O for Agent with Felony Conviction
Originally Posted by roachpalace View Post
Thank you, but they have already denied me...
Did they initially deny you online?

OR after you submitted your payment, did they call later to say "we can't write you?

I know they have a felony question but not sure if that's grounds for automatic denial.
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Old 07-08-2017, 01:05 PM   #6
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State: paul43 is an Insurance Agent from Florida
E&O for Agent with Felony Conviction Re: E&O for Agent with Felony Conviction
I have a felony conviction from way back (nothing to with insurance or fraud) and I check the block on Applications that that asks (did you ever commit a felony)and I have a extra sheet that I attach to the Application stating what the felony was about and that I have applied for a pardon) I have never been turned down. What they are looking for is agents in the Insurance business that has a felony related to Insurance.
I think that extra sheet of paper I attach does the trick because it tells them that it was some other kind of felony and also it is written on the papers I received at the end of the trial from the secretary with their Letterhead on it.

I use NAPA for my E & O.

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Paul 43 :

Last edited by paul43; 07-08-2017 at 01:22 PM. Reason: sent twice
  Reply With Quote to E&O for Agent with Felony Conviction
Old 07-09-2017, 03:12 PM   #7
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E&O for Agent with Felony Conviction Re: E&O for Agent with Felony Conviction roachpalace is the thread starter for: E&O for Agent with Felony Conviction

Originally Posted by Mike Siegal View Post
Have you tried "Hiscox?"
What state are you in?
My resident state is KY, I will try hiscox and follow up.

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Originally Posted by Gulfman View Post
Did they initially deny you online?

OR after you submitted your payment, did they call later to say "we can't write you?

I know they have a felony question but not sure if that's grounds for automatic denial.
I sent payment to NAPA and they said they couldn't write me and I couldn't appeal.

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Originally Posted by paul43 View Post
I have a felony conviction from way back (nothing to with insurance or fraud) and I check the block on Applications that that asks (did you ever commit a felony)and I have a extra sheet that I attach to the Application stating what the felony was about and that I have applied for a pardon) I have never been turned down. What they are looking for is agents in the Insurance business that has a felony related to Insurance.
I think that extra sheet of paper I attach does the trick because it tells them that it was some other kind of felony and also it is written on the papers I received at the end of the trial from the secretary with their Letterhead on it.

I use NAPA for my E & O.

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I submitted court documents to NAPA with my application. They denied me and said I could not appeal. I am going to try Hiscox
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Old 07-10-2017, 08:55 AM   #8
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E&O for Agent with Felony Conviction Re: E&O for Agent with Felony Conviction
Originally Posted by roachpalace View Post
My resident state is KY, I will try hiscox and follow up.

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I sent payment to NAPA and they said they couldn't write me and I couldn't appeal.

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I submitted court documents to NAPA with my application. They denied me and said I could not appeal. I am going to try Hiscox
You should try the forum sponsor too, eoforless.com. You may also have to look at the surplus market for E&O as well.

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You can pay the premium or you can own the loss.
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Old 07-30-2017, 09:20 PM   #9
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E&O for Agent with Felony Conviction Re: E&O for Agent with Felony Conviction
Call Gallagher MGA, they my be able to help you. I use Joe Peters.
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Old 08-14-2017, 04:55 PM   #10
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State: Tim Resnick is an Insurance Agent from Undisclosed Location
E&O for Agent with Felony Conviction Re: E&O for Agent with Felony Conviction
Well...my opinion is "the state licensed this man" and now EO is a problem. Obviously if the state issued him a license, they checked him out, his crime (whatever it was) wasn't related to financial white collar issues or involved stealing $. (my guess is probably DUI or some BS related to domestic violence).

The law is heavy handed these days and in many cases "unfair;" You can get in Big trouble real fast if you are in the wrong place at the wrong time (sigh).

Best of luck to OP in getting EO. I think Hiscox will write you....
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