All Savers from UHC

[PepDaddy]

I have stopped seeing All Savers in the Field. I had high hopes for the product but after learning it, I realized some had developed it with little actual field experience.

I looked at Assurant's partialy self funded product a couple of month's ago and did like what I saw.
The problem is the sales people have no clue what they are selling.
The quotes are based on a immature year, which makes for a very big difference the falling year. The sales people have no clue what you are asking them. Then they will not give you access to the underwriters.

I think the plan has huge potential but you need an organization that knows what they are doing.

ABC we are in sync on this, I would stay away from the self funding for Assuring. Like you said its a hard sell, even if you understand what you're doing. You might want to look at Zane benefits for self insuring utilizing a defined contribution software platform for large and small business. Easy administration with a big tax advantage for both employee and employer and a lot easier to understand.