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Reply to Cigna     
Old 09-03-2009, 04:03 PM   #1
Super Genius
 
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Cigna Cigna
CIGNA getting back into the small group market? Recieved several emails from CIGNA saying they are now doing individual and small group in a number of states? Has anyone else seen this?
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Old 09-03-2009, 04:09 PM   #2
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somarco on Cigna
 
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Cigna Re: Cigna
They are moving in that direction. I believe they are in 15 states for individual (including here in Georgia). Don't know if they have rolled out small group yet in any states, but yes, it is coming.

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Old 09-03-2009, 04:13 PM   #3
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Cigna Re: Cigna warrenins is the thread starter for: Cigna

It looks as though they have rolled out group for 5 states. Florida, NC, SC, Texas and one other.
Have you looked at the indy for Georgia yet?
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Old 09-03-2009, 05:34 PM   #4
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somarco on Cigna
 
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Cigna Re: Cigna
Plans are a copy of Aetna plans from 3 years ago. Rates are reasonably competitive but underwriting can be a deal breaker. Almost identical to Aetna up until 4 months ago.

Cases take 3 weeks to underwrite, issue.

They are very anal about keeping the agent out of the mix during the application process.

Are you in McDonough?
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Old 09-04-2009, 01:08 PM   #5
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stuy119 on Cigna
 
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Cigna Re: Cigna
Originally Posted by somarco View Post
Plans are a copy of Aetna plans from 3 years ago. Rates are reasonably competitive but underwriting can be a deal breaker. Almost identical to Aetna up until 4 months ago.

Cases take 3 weeks to underwrite, issue.

They are very anal about keeping the agent out of the mix during the application process.

Are you in McDonough?
I assume you're speaking of individual re: keeping the agent out of the mix, right?
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Old 09-04-2009, 03:12 PM   #6
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somarco on Cigna
 
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Cigna Re: Cigna
Yup.

They don't want the agent to assist on a paper app. Unlike all the other carriers, the agent can't start the e-app and send on to client for final approval. The client has to do it all from start to finish.

And try to get a status on a submitted app is like trying to find out where the air raid bunker is in DC.
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Old 09-04-2009, 05:23 PM   #7
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YouGotMyMoney on Cigna
 
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Cigna Re: Cigna
That's no joke.

They are a PITA.

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Old 09-11-2009, 12:37 PM   #8
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Cigna Re: Cigna warrenins is the thread starter for: Cigna

WOW good info to know. Thanks everyone. Yes Somarco I'm in good ole McDonough. Where are you?
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Old 09-11-2009, 01:08 PM   #9
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STIBROKER on Cigna
 
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Cigna Re: Cigna
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Last edited by STIBROKER; 05-15-2010 at 10:30 AM.
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Old 09-11-2009, 03:15 PM   #10
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somarco on Cigna
 
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Cigna Re: Cigna
Where are you?
Other side of town. Follow my link to find me.
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